mr. steencan could make this representation to a credit rating agency? >> yeah, again, i'd be speculating as to what context mr. steencamp was referring to. and it will be hard for me to give you a comment as to why and what the context was for that particular note. >> were therein ter internal me between your risk people and finance people in creation of this document? >> there was. >> and were you involved in any of those meetings? >> very early on, as the treasury and finance team was pulling the document together, and as i mentioned before, subsequent -- excuse me, after that point in time, the senior member of my staff assisted the -- in the creation of that document as it relates to some of the various stress scenarios. >> $1.2 billion of customer money is missing. i have constituents who have lost a significant amount of money. your risk team is putting together what is essentially an armageddon plan for the organization. and you want the committee to believe that you had no direct involvement in the creation of the plan, you never saw the plan unt