mr. steiner, five minutes. >> i would like to thank rich for being here. the problem with having such low seniority on the committee is that i do not get a chance to tell my friends and colleagues that have left that rich is one of my constituents. i have known him for years and he is a great public servant that cares deeply about this country. i appreciate his coming to testify before us today. some of us on the side of the aisle are not happy with the process by which you were appointed, but i want to assure my colleagues that the president pick someone who i am sure can carry out this job very well, and do it in the right way in terms of trying to protect consumers while still looking out for the safety, soundness, and competitiveness of the financial service industry. i would urge you to continue to look out for competitiveness, safety, and soundness, because they are interrelated, and if we put financial service industries out of business in the name of consumer protection, we have not released protected anyone. i appreciate your being here. i had a t

mr. steiner, you indicate providing information to north koreans may be one of the most, quote, effective options for influencing north korea's internal choices. dr., you recommended florida the u.s. and south korea expand our efforts to, quote, dramatically expand the flow of information into north korea. v.o.a. broadcast five hours a day, seven days a week, and seem to be having a positive impact in the contry. one doctor who does humanitarian work in north korea wrote to v.o.a. korean service according to my friend who was still in pyongyang, are you not only the voice of america but also the voice of victims of the north korean dictatorship. r.f.a. programming includes commentary as we all know by north korean defectors to help them understand the broader world and how north korea appears from the outside. could any or all of you comment on the role that you think human rights has played in this administration's policy towards north korea? and what it should play. and further elaborate on the means of communication and the kind of information to all sectors of north korean society tha