mr. steve forbes, rick ungen. mike

mr. steve forbes, rick ungen. mike ozanian. rich karlgaard, elizabeth macdonald. john tandy. is this going up more? >> of course. doctors are restricted, deductibles are raised. young people know now they are learning more and more you can get the insurance if you have something happen to you and you need it. so something happens to you, they won't sign up. adverse selection. we are seeing it unfold now. >> rick, when you have a 90% failure rate on their own targets you know the costs are going to go up, right? >> here is the problem. the white house set themselves up by creating the target. i don't care if it's 10 million or 2 million. but i care about the mix. if the young healthy people don't come, you are right. we have a big problem. we won't see it pay off in price increases in the next two years because of the risk. but after that, if we don't get the right insurance plan it's a big problem. >> to rick's point, rich, the fact is that it seems that the people signing up are not the healthy ones that are going to pay more in the system than they take out. they are the si