mr. stivers? >> thank you. i'll be brief but i just want to say to brandon and rumi and brooklyn and starnica how proud we are of you. we're proud of your accomplishments, your college graduation, joining the military, but we are also proud of your perseverance and your passion on this subject. i want to share just a really quick story so you understand that while homelessness affects a lot of people, it certainly does not have to get in your way. we have a cole, a good friend of mine named hanson clark from detroit, michigan, who was homeless, and after his homelessness he went on to college and then they can a state representative, state senator, now he's a member of congress. fudge is what all of you do know that you have bright futures can have a lot to offer our society, and we as a society and as an institution here in congress need to do a better job of trying to help get folks the resources they need, and that's what i think the chairwoman's bill is about. i'm looking forward to supporting that. and app

mr. stivers. the chair recognizes mr. stivers of ohio for five minutes. >> thank you, madam chairwoman. i'm always worried enough by seniority is solo. we know you've been here long time, so i appreciate you hanging with this in your your candor today. we are all concerned about actuarial report. and like to ask a couple structural questions about fha and then questions about your recommendations if that's okay. first you refer to your chief risk officer and that is the position congress allows you to fill last year. my understanding is the position was filled and the person of life. at that position then filled? visit so currently? >> i apologize, congressman. i do need to depart. but actually our chief risk officer had promoted to a senior adviser to me directly. we have just brought on another senior writer for risk. the 15th of urchins be filled in this year. so we are strongly working to fill out and complete that risk organization. >> and thanks to the secretary. ms. galante will remain to answer further questions. >> have you read the gao report on risk mitigation and one of the

mr. stivers, is recognized for three minutes. >> thank you, madam chairwoman, and i'd like to thank you formony reminded me, she has a quote in there that she liked the idea of taking her leadership skills to the next level and serve her country, and she decided to go on active duty because she would have training and a stable place to live. we have a lot of young folks in this country who have a lot to offer, and many of them are fighting homelessness, and i can tell you i'm pleased to join that fight with private first class koon and try to fight homelessness. and i think i'm looking forward to hearing the testimony of all the witnesses today. i appreciate your time, looking forward to hearing your testimony and appreciate the chairwoman for holding this hearing and looking forward to continuing the fight to make things better for young folks who are suffering from homelessness. thank you so much and welcome, privacy first class koon. >> thank you. mr. clear, you're recognized for -- >> thank you, madam chair. mr. george miller is here with us. he's not a member of this subcommittee, but

mr. stivers of ohio for five minutes. >> thank you, madam chair, and i'm always worried that my senior is so low by the time i get to question you we know you have been here a long time. i appreciate you hanging with us. appreciate your candor today. we're all concerned about the actuarial report that i would like to ask you a couple structural questions about fha and then ask some questions about your five recommendations, if that's okay. first, you refer to your chief risk officer i little while ago, and that's it is in the congress of eyes you to fear lest you my understanding is that that position was filled and the person has left. has that position been filled? is it filled currently? >> and i apologize, congressman, i do need to depart, but actually our chief risk officer has been promoted to senior advisor to me directly. we have just brought on another senior advisor for wrist. we are taking positions that we filled in that office this year so we are, strongly working to fill out and complete that risk. >> and with thanks to the secretary, ms. galante will remain to answer furthe