mr. tipton: mr. speaker, i ask unanimous consent that all members may have five legislative days in which to revise and extend their remarks and include extraneous materials on this bill. the speaker pro tempore: without objection. mr. tipton: mr. speaker, i yield myself as much time as i may consume. the speaker pro tempore: the gentleman is recognized. mr. tipton: mr. speaker, as financial service products continue to merge with ever-evolving world technology, the opportunities to reach unbanked and underserved households also continues to increels. according to the federal deposit -- increase. according to the federal deposit corporation, 19.9% of the u.s. population is underbanked. the fd, i -- fdic has concluded previously that local banking is well positioned to meet needs of local consumers, as well as consumers at the risk of foreclosure. providing mobile financial service products to these households has shown to improve their financial outcomes by giving consumers more control over their fi

mr. tipton: mr. speaker, small businesses across the country are especially as a rule neble to natural disasters. recent natural disasters like hurricane harvey in texas and the wildfires in california have left small businesses torn apart in their wake. nationally, there's been a survey of 500 small businesses. in 2015 they found 75% of small businesses do not develop plans to be able to prepare for disasters. this means small businesses are nationally unprepared for natural disasters and are unlikely to experience a -- and are likely to experience a fair amount of difficulty in reopening their doors. a challenge in an already challenging time. ms. velazquez's bill, the small business access to capital after a natural disaster act, would relieve these difficulties by requiring the advocate for small business capital formation to identify challenge in securing capital for businesses affected by hurricanes or natural disasters. as a former small business owner and co-chair of the small business caucus

mr. tipton: thank the chairman for his leadership on this issue. mr. speaker, the home mortgage disclosure act continues to be an important resource for regulators to identify discriminatory lending activity. but the previous administration's interpretation of the acts reporting requirements has become overly burdensome for smaller financial instewings. community banks and credit unions are weighed down with the same compliance burdens. without the advantages of massive compliance departments. the consumer financial protection bureau rulemaking of 2015 on the home mortgage disclosure act would require financial institutions to report 33 new data fields, more than double the statutory requirement laid out by congress on top of hmda ady detailed requirement. mr. emmer's bill would remove some of the compliance burden placed on our nation's smallest financial institutions by exempting deposit tower institutions that originated from than 500 closed loans disclosure requirements and maintenance of mortgage loan records under the 2015 rule. it requires finan

mr. tipton, to suspend the rules and pass h.r. 4292 as amended. on which the yeas and nays were ordered. the clerk will report the title of the bill. the clerk: union calendar number 45, h.r. 4292, a bill to the living will process under the dodd-frank wall street reform and consumer protection act. the speaker pro tempore: the question is will the house suspend the rules and pass the bill as amended. members will record their votes by electronic device. this is a five-minute vote. [captioning made possible by the national captioning institute, inc., in cooperation with the united states house of representatives. any use of the closed-captioned coverage of the house proceedings for political or commercial purposes is expressly prohibited by the u.s. house of representatives.] the speaker pro tempore: on this vote, the yeas are 414, the yeas are zero. the bill is passed and without objection the motion to reconsider is laid on the table. the chair announces the speaker's appointment pursuant to clause 5-a, 4-a of rule 10 and thed orer of the house

mr. amick's stories about the unspoken heros. those who kept things going. those who were from places like tipton, missouri. from small towns all throughout our country. and who volunteer to support our military effort. and importantly he tells us about those people and what they faced when they went home. mr. shipley returned to new york after fighting, after helping our country win in the war effort. at a 1945 was told white soldiers to the right. and racial slur to the left. mr. shipley's story is shared with us today with mr. jeremy paul amick. he is a renowned author in his own write, a journalist who proves to us what journalists can do best, a special gift for story telling and dedication to preserving our nation's history and story of our nation's heros. kansas city, missouri is lucky to have them both with us today as we share the important story of how patriotic but ordinary men have built an exceptional country even though it is futs greatness wasn't always shown to them. ladies and gentlemen, i'm excited to introduce to you mr. james shipley and mr. jeremy amick. [ applause ] >> thank you, everyo

mr. shipley. what do you enjoy doing now? when you wake up in the morning, you are 94 years old, which i think is wonderful. just living with your wife in tipton, when you wake up in the morning, what is it that you really look forward to? >> well, when i wake up in the morning, the first thing i do is thank the lord, for giving me another day. the wife and i, like i say, we have been married for 68 years. we still get along good. i cut my own grass at home and everything. god has been good to me, yes. >> i've kept him pretty busy too here, lately, haven't we? >> yes, we have. you keep my busy. >> my name is glen brian from kansas city. we appreciate you coming and sharing a part of our heritage and legacy. i have one question. what was the best part or is the best part about being a tuskegee airman? >> well, the best part is to prove to everybody that we can work together. when i say we, i am including black, white, god's rainbow. that's all different colors. we are here to please the lord and try to serve him. i really enjoyed that, working together. >> together as one? >> together as one, that's right. >> thank you for your service and the