mr. valadao: i could not compare them. jim: probably the worst mortgage fraud scam and case in california history during the bust and boom of the wood real estate market. mr. huerta: i think the difference between my work in the valley as compared to mr. valadao, i've done housing for poor people. he's never built anything. i've done credit unions for poor people. this transaction you mentioned probably happened more than 10 years ago. even subsequent to that article by the l.a. times i continued to work with low income community-based organizations with housing development corporations to continue to bring decent, clean, safe, affordable housing to communities such as bakersfield, porterville, phoenix, arizona throughout the southwest united states. community groups have been willing to work with me. i've worked with the federal home loan bank, tax credit agencies from california, arizona, texas and new mexico. there's never been hesitation andanybody to bring me in to bring together a deal for local communities. mr. valad