mr. weiner is walking in the door so we are going to have a nice conversation. welcome, mr. weiner. i'm honored to support your bill. this addresses the need for new construction or substantial rehabilitation for multifamily units. the f.h.a. multifamily insurance program expands the supply of rental housing. f.h.a.'s multifamily mortgage programs has them to provide long-term fixed rate multifamily properties that are available for low to moderate income families. these include police, firefighters, service workers and among others. in the most expensive cities, it's difficult for those starting out in the work force to find affordable housing where they work. there is only three f.h.a. multifamily insured loans for high-rise construction in the nation in fiscal year 2007 and 2008. according to the mortgage bankers association, m.b.a., while the base loan limit in high-cost factors have been raced in the past eight years, -- raised in the past eight years, in most parts of the country, in fact, the data shows that while elevator buildings cost 45% more than nonelevated structures,