mr. wilburn, captain, thank you. mr. anderson, i want to thank you in particular for joining us and for bringing so many of your colleagues. delta is an important and iconic company. i think you all should be congratulated for the great work you've done positioning this airline in such a successful business. the fact that all your colleagues joined you hear today is a reflection of the good culture of the airline and your good leadership. i just want to make it clear that i think what you're doing is terrific. my question is actually more of a factual question. perhaps unlike my colleagues i don't know the answer to my question before i'm asking it. but i was struck by this page when you put it up. i was very concerned by it. as i think many of my colleagues know, i care deeply about three markets and believe that market pricing should dictate all of the kind of government financing. when i saw this, i was very concerned about it. it says the government making 3.4% and the same loan in the market at 6.1% of that's obviou

mr. wilburn who's here. so i don't want you to think that somehow these were objectively chosen and that there are more people against reauthorization than for reauthorization. we just only get one witness to come here today. having said that, i'd like to enter this letter into the record. this is a letter that our witness told us about where he lost a multimillion-dollar contract because of uncertainty regarding the future of xm. >> without objection. >> letter reads, in view of the uncertainties of the reauthorization of the xm bank and project finance structure you propose have become problematic. we've made the decision in may this year not to proceed with your project offering. our previous partner developer has provided us assurance of the certainty of obtaining satisfactory finance from the export-import bank of korea for our bio gas waste to energy project. with previous discussions with you, we had the impression that your company firmgreen can provide the best technology for our project. but withou

mr. wilburn, you heard the testimony of others on this panel. and so you were very passionate with your testimony, but frankly, so was captain moak and mr. anderson as well. i've spoken to people, particularly those, for example, at cliff's natural resources who said, you know, they're having to cut hours for, you know, working people, single parents. and so i guess my question is one of fairness. perhaps ex-im -- i have no doubt it helps your business but do you acknowledge it can hurt other businesses? >> i can't speak to hurting other businesses directly, unless i have more specific example, mr. chairman. but i can say this, that it's not my intent to harm anyone. but if i don't compete through the export-import bank, i know who's going to be harmed. because my competitors in foreign countries financed by their banks will get those deals. and i believe the same would happen to the aircraft industry if boeing doesn't sell those aircraft i think -- >> let me then ask you this question. fairness is a very subjective term. i understand that. >> ri

mr. wilburn who's here. so i don't want you to think that somehow these were objectively chosen and that there are more people against reauthorization than for reauthorization. we just only get one witness to come here today. having said that, i'd like to enter this letter into the record. this is a letter that our witness told us about where he lost a multimillion-dollar contract because of uncertainty regarding the future of xm. >> without objection. >> letter reads, in view of the uncertainties of the reauthorization of the xm bank and project finance structure you propose have become problematic. we've made the decision in may this year not to proceed with your project offering. our previous partner developer has provided us assurance of the certainty of obtaining satisfactory finance from the export-import bank of korea for our bio gas waste to energy project. with previous discussions with you, we had the impression that your company firmgreen can provide the best technology for our project. but withou

mr. wilburn, captain, thank you and mr. anderson, i thank you in particular for joining us and bringing so many of your colleagues. delta is an important and iconic company. i think you all should be congratulated for the great work you've done positioning this airline as such a successful business. and the fact all your colleagues joined you here today is a reflection of the good culture of the airline and your good leadership. so i want to make it clear that i think what you're doing is terrific. and my question is actually more of a factual question and perhaps like me colleagues i don't know the answer to my question before i'm asking it. but i was struck by this page when you put it up. and i wases very concerned by it because as i think many of my colleagues know i care deeply about three markets and believe that market pricing should

mr. wilburn, you're now recognized for your testimony. >> thank you chairman hensarling, ranking members watters and members of this committee for allowing me the great honor to be here. mr. chairman, i do apologize, i'm a disabled veteran and i have posttraumatic stress disorder, i'm using it as an excuse, but i don't have a staff to write my reports or anything, my written statement. so when i got that e-mail from one of your staff members that said i had to have the statement right away. i was real life on an airplane coming from california. i don't want to take up more than my time than that. hopefully, no one influenced my statement. no one will ever influence my statement, i guarantee you that, sir. with that, said -- [ applause ] and i wasn't looking for that, but thank you. my name is steven wilburn and i'm the ceo of firm green. i'm married to margaret wilburn, proud father of five children, nine grandchildren, and one great granddaughter. i won't bother with their names right now because it would take up too much of my time. but i love them. i work hard for them. i built this bu