mr. wilson? >> again, the scoring models that do look at dealing with payments which would potentially be a result of having lost a job show that those delinquencies or insect indicative of greater risk claim filing. sprick therefore i would be more on health care insurance? i'm sorry, therefore i would pay more on the home insurance? >> you could, yes. >> i would. >> not every carrier uses the credit scoring is -- >> thank you. >> mr. chairman, if i might to provide a further response to that of the extraordinary life circumstances language adde to the national insurance legislator model specifically excludes the use of loss of employment for a period of three months or more as it results from the one to recriminations suggest that is a factor we are trying to work with consistent with your question. >> mr. jimenez could -- unanimous consent for ten more seconds. >> if medical expenses are not considered then there would be no reason to have an extraordinary life exception to read also the end q

mr. wilson: madam speaker, with no further mr. speakerers i yield the balance of my time. the speaker pro tempore: the gentleman yields back the balance of his time. the question is, will the house suspend the rules and agree to house resolution 584. so many as are in favor say aye. those opposed, no. in the opinion of the chair, 2/3 of those voting having responded in the affirmative, the rules -- mr. donnelly: i to be to the -- i object to the vote on the grounds that a quorum is not present and make a point of order a quorum is not present. the speaker pro tempore: pursuant to clause 8 of rule 20, and the chair's prior announcement, further proceedings on this motion will be postponed. for what purpose does the gentleman from indiana seek recognition? mr. donnelly: madam speaker, the gentleman from new york -- madam speaker, i move the house suspend the rules andgree to the concurrent resolution, house concurrent resolution 137. the speaker pro tempore: the clerk will report the title of the concurrent resolution. the clerk: house concurrent resolution 137, concurrent r

mr. wilson? >> again, the scoring models that do look at dealing with payments which would potentially be a result of having lost a job show that those delinquencies or insect indicative of greater risk claim filing. sprick therefore i would be more on health care insurance? i'm sorry, therefore i would pay more on the home insurance? >> you could, yes. >> i would. >> not every carrier uses the credit scoring is -- >> thank you. >> mr. chairman, if i might to provide a further response to that of the extraordinary life circumstances language added to the national insurance legislator model specifically excludes the use of loss of employment for a period of three months or more as it results from the one to recriminations suggest that is a factor we are trying to work with consistent with your question. >> mr. jimenez could -- unanimous consent for ten more seconds. >> if medical expenses are not considered then there would be no reason to have an extraordinary life exception to read also the end

mr. wilson: mr. speaker, i ask permission to address the house for one minute and to revise and extend my remarks. the speaker pro tempore: without objection, the gentleman from south carolina is recognized for one minute. mr. wilson: when it comes to addressing the budget, competition is key. this principle applies to everything from produce to clothing items to defense procurement. as the house considers the national defense authorization act this week and an amendment impeding competition between fighter engines, it's important we keep the merits of this principle in mind. in order to continue to protect thousands of jobs and save taxpayers billions of dollars. history shows that competing fighter engines significantly reduce program costs while improving safety, reliability and contractor responsiveness. controlling costs, spurrg innovation and accelerating weapon system readiness and performance is a few reasons why we must continue the f-136 program. without competition we will rely on a single

mr. wilson. the speaker pro tempore: the gentleman is recognized. mr. wilson: thank you, mr. speaker. i rise in strong support of house resolution 1385, to recognize and honor the courage and sacrifice of the members of the armed forces and the veterans of our wars. next week we'll be celebrating memorial day. it is fitting we take time to remember those who have served this nation in uniform so honorably and selflessly. i ok forward to being at the veterans memorial park in hilton head, south carolina, next monday. and i was inspired to be with members of the american legion. we stand here today because good men and women from the revolutionary war to present day have put support of america and the ideals for which he stands above personal desires and preferences. while estimates vary, it's certain that more than one million americans have died in defense of this nation. we may have known some of them. and if you did you should count yourself among the privileged. i hope you were touch by their

mr. wilson: i ask permission to address the house for one minute. revise and extend. the speaker pro tempore: without objection, so ordered. mr. wilson: madam speaker, while they are courageously serving our great nation overseas, america's brave men and women in uniform are receiving sweet treats from south carolina's ms. jeanette cram, the cookie lady. a hilton head island res. department has organized treats for troops, a baking prom to send delicious cookies to troops in harm's way. she doesn't act alone in this endeavor. her friends, also known as crumbs, help her prepare the packages and batter, baking over two million cookies for our troops, janet -- jeanette and her crumbs started this process in 1990 during the gulf war. america is in a new era in which our soldiers work around the world protecting american families at home by preventing additional acts of terrorism. it is uplifting to know that individuals like jeanette and her crumbs are doing her part to help our troops and sweeten their days. in conclusion, god bless our troops, we'll never forget septemb

mr. wilson. we were here with the committee last week and talked a little bit about pakistan, and there have been positive engagement and positive changes on both sides of the border within the last year. and this includes a master lay down for supporter ordinations and. some pcc's and jcc's and we been able to work with both the pacbell on their side of the border as was the afghan national security forces in terms of many and equipping those station. two of them are fully operational at this time. we're looking at the location and many of the others. so all that demonstrates the degree of trust, degree of transparency and a degree of equal procedures, if you will, so that it mitigates and lessens the tension on the board. that's a good indication a very positive one within the last one, sir. >> and then i'm hopeful in my message to islamabad and other parts of pakistan, to me it's so clear, it's mutually beneficial, the security of both country. it's already been expressed concern, but in regar

mr. wilson: madam speaker, more is coming out about the government takeover of health care. and why should we be surprised? when speaker pelosi told the american people and we need to, and i quote, pass the bill so we can find out what's in it. the more we find out the worse it looks. the latest analysis by the nonpartisan congressional budget office reveals the health care takeover will cost at least $115 billion more than originally estimated. this follows last month's c.m.s. report that highlighted health care costs will increase by $311 billion over the next 10 years and will force millions of seniors off their current medicare coverage. washington must stop promising one thing and delivering another, particularly when it comes to price tags. if congress continues to drag its feet, runaway deficits and unsustainable debts are sure to cripple our economy and would lead us down the same path as greece. in conclusion, god bless our troops and we will never forget september 11 and the global war on terrorism. my sympathy to the family of betty jackson mack. the speaker pro t

mr. wilson as a constituent d i want to welcome him to our panel today. mr.lson served as to the eckert analytics for the group at lexus nexus risk solutions joint equifax in 1983 and early experience included the walls us marketing analysts and field operations manager for electric and gas and telephone utility customers. then served as manager of strategic planning and research before moving to equifax in the development. he worked extensively on the flight of introduction of the first credit scoring models as a wealth of knowledge in this area. the current roll with nexis and lexis he continues to support insurance risk scoring models and manages the team of statisticians and modelers and he holds a b.a. in marketing and brand university down in georgia and m.b.a. from mercer university and other great institution in georgia. we want to welcome mr. wilson. you are welcome here. >> we are going to start with the gentleman from illinois,. you have five minutes. when you see it turning yellow you hve one benet. one minute last quite a while. when it is read f

mr. wilson: i'm proud that this congress continues to honor our military by making veterans a top priority. in the last two years, we have invested in or veterans' health care and worked hard to improve the benefits available to them once they return home. for instance, we passed a new g.i. bill so our troops have access to a quality education. we also increased the gas mileage reimbursement rate for which our -- it is important for our veterans in rural areas like mine. i recently introduced another piece of legislation to help rural veterans, the appalachian veterans, outreach improvemt act. this bill would improve access to services and benefits to veterans in appalachia. with memorial day right around the corner, i ask my colleagues to join me in continuing to fight for our veterans. i reserve the balance of my time. the speaker pro tempore: for what purpo does the gentleman from illinois seek recognition? >> one minute, andevise and extend my remarks. the speaker pro tempore: without objection, the gentleman is recognized for one minute. mr. gutierrez: thank you very much, mr. speaker

mr. wilson: mr. speaker, i ask unanimous consent to address the house for one minute and to revise and extend my remarks. the speaker pro tempore: without objection, so ordered. mr. wilson: congress should be considering job creation policies to get the economy going again. a proven method has been the tax credit to stay competitive in the global marketplace and to keep high value research and development jobs. this tax credit is only available for certain qualified research performed in the united states and 70% or more of the benefits will go to workers performing u.s.-based research. in south carolina alone, more than 600 firms participate in the research and development activity, spending more than $1.3 billion a year. if congress will increase the rate from 14% to 20%, we can promote more rnd jobs in the united states and ensure that south carolina and america remain competitive for remp-intensive companies. the united states now -- research-intensive companies. the united states is not on the t

mr. wilson, the ranking member on the military personnel sub committee. the chairman: the gentleman is recognized for two minutes. mr. wilson: there are a few issues i would like to highlight with regard to this year's national defense authorization act. i am pleased to adopt the military sub committee mark in full, and adopted some important amendments. of note in the mark was a 1.9% basic pay raise for the military as proposed in my bill h.r. 4427. concerning amendments first is my amendmento ensure that the secretary of defense retain sole authority over tricare, the affirmative defense's health care system. this ensures that the heth care system of our serce men and women and families will not be overwhelmed in the health care takeover. i do not, however -- i do have concerns abt a few other issues that are not in t ndaa. firsis the proposalhat we would have allowed military personnel to retired with disabilities to receive their full disability pay and v.a. disability pay. the coinsurgt issue which has been addressed numerous times by the committee l

mr. wilson, by have got a question.ith all of the trouble of the legal immigration -- the trouble of illegal immigration, would be worth using the armed forces that way? getting their citizenship through that? maybe the american people with respect them more and be willing to let them live here? guest: that is a good idea and guest: that is a good idea and it has been tried in the past. many filipinos have gotten citizenship that way. i would think that it deserves another new look. host: middletown, pa.. james. independent line. go ahead. caller: i find it hard to believe that congress would not cut defense spending considering how low their job approval is. i find it also hypocritical that many republicans constantly crying out to cut government spending but not the military. caller: i think that the mix of the martini is a bit reversed. anything for the military, not so much for the civilian economy. host: these supplemental spending bills that the administration has planned through the traditional appropriations pro

mr. wilson: mr. speaker, republicans are leading the char on creative, interactive initiatives that give the american people a seat in congress. hardworking taxpayers are frustrated by business as usual in washington, particularly when it comes to liberals dragging their feet on bills while continue to rack up on spending. a website launched by deputy chief mccarthy to make voices heard and share policy concepts. i believe this online forum will have more job creation proposals and more concepts on how to cut spending in just one day than the washington liberals have presented all year. i encourage south carolina residents and americans across the country to go to americaspeakingout.com to amplify your proposals on fiscal accountability, american jobs and values. it's time for you to speak out and speak up. in conclusion, god bless our troops and we will never forget september 11 and the global war on terrorism. the speaker pro tempore: for what purpose does the gentleman from ohio rise? >> good morn

mr. wilson: mr. speaker, i ask permission to address the house for one minute. revise and extend my remarks. the speaker pro tempore: without objection, the gentleman is recognized. mr. wilson: mr. speaker, first there was a government scheme that offered financial incentives to upgrade to more efficient energy cars. cash for clunkers. that program came over budget by 300%. now congress is trying to do the same thing again for cash for caulkers, a program designed to make your home more energy efficient. i support the bill's intent to encourage energy efficiency, but i believe there are other ways to atcheeve our energy goals without borrowing money we can't afford. this is the people's money not the government's money. almost $5 billion has already been spent on weatherization programs in the spending bill. and there's plenty of evidence that the funds have not been spent as they should. despite the evidence, congress decided last week to pile on another $6.6 billion at a time when washington must g

mr. wilson: mr. speaker, i applaud the national federation of independent business, better known as nfib, for standing up to small businesses in the state of south carolina. like o.c.s. doors of buford and the sunset grill of west columbia, established by betty jackson. employees and small businesses like these all across america are concerned about the impact of the job-killing mandates of the government health care takeover. the nfib estimates the takeover will kill 1.6 million jobs. the nfib stood up for small business employees last week when they joined 20 states, including south carolina, in a lawsuit to overturn this government monstrossity. there are health care alternatives that congress should consider like the swap act which continues to cover pre-existing conditions but will repeal the tax hikes and unaffordal mandates on individuals and small business owners. in conclusion, god bless our troops and we will never forget september 11 and the global war on terrorism. the speaker pro tempore

mr. wilson did in 1974 and run a minority government. i hope that he could make arrangements on each particular issue to enable him to get through. >> this is a very british way. it comes down to the queen and what she is asked to do. given the sensitivity about involving her in politics, how do you keep her out of it? >> the prime minister remains the prime minister until he resigns. if he does resign, it is his duty to recommend the queen who she should send for as his successor. she is not bound to accept that recommendation but he has a duty not to put a recommendation forward which is unlikely to reach a working success. >> what i am getting at, is the suggestion being made that nick clegg would not necessarily want to do any deal or ad hoc arrangement but he might consider such a thing if another person were to be leader of the party. >> it would be up to him. the queen would be bound to leave it to him to sort out what that position was. he is the prime minister and so long as he stays there, he continues to be the prime minister.

mr. wilson: comprehensive regulation reform will protect american consumers and restore commonsense rules to help keep america's crisis like the one we faced this past year from happening again. for too long executives on wall street bent the rules and dodged the regulations and basically reforming wall street will mean a return to classic american values. if you work hard and play by the rules, you will be rewarded. we will quite simply put an end to taxpayer funded bailouts. i have often said it's hard to play a fair game without a referee on the field. and that's just exactly what we are going to do now is put a referee on wall street. i urge my colleagues to work for the comprehensive financial reform. the speaker pro tempore: the chair will receive a message. the messenger: mr. speaker, a message from the senate. the secretary: mr. speaker. the speaker pro tempore: madam secretary. the secretary: i have been directed by the senate to inform the house that the senate has passed h.r. 5014, an act to clarify the health care provided by the secretary of veterans affairs that constitutes

mr. wilson. >> thank you, mr. chairman. and thank you, mr. secretary to spend some time with us today. it's been very informative i would like to follow-up on what my colleague, douglas, was talking about before because i think these are very important questions, and particularly the question of whether you and what you are proposing four and reform is to solve the root problem because i think you would agree that we don't want to solve the wrong problem and one of the things we are in is figuring out what the problem really was. now in the hearings we told so far it seems very clear it did not really matter whether you were a regulated bank or less regulated investment bank in terms of what happened to that institution in the financial crisis. would you agree with that? >> i wouldn't agree with that. i would say that in the -- let's think of it this way. you have a world where you have to institutions. classic banks that take deposits and make loans and u.s. banks that we call them banks for the minute but they are funded a very short, no deposit insurance. money can leave in an insta

wilson: mr.speaker, long time county resident, miss elise, is a leader throughout her community and state, particularly in the capital of columbia. it was on washington street she opened a thriving beauty salon. it was south carolina state university that she furthered her education by taking teacher training courses. this eventually led to her at booker t. on washington high school where she enriched the lives of many young students. ms. martin has many passions, teaching, politics. her contributions in each of these areas are extensive. but it was ms. martin's lifetime dedication that recently culminated in the elise john martin place. this housing community carries ms. martin's name because of her work to improve neighborhoods by establishing solid foundation for america's young citizens. it's my honor to celebrate the contributions of elise martin today and thank her for making a stronger city and inspiring people of all ages to get back to their communities. in conclusion, god bless our troo

mr. wilson.we were here with of the committee last week to talk about pakistan and there have been positive engagements and positive changes on both sides of the border within the last year and this includes a master of the down for border coordination centers, some bcc and cc and we've been able to work with the pact mill on their side of the border as well as national security forces for manning and equipping the stations. two of them are fully operational capable what this time and we are looking for the location and the manning of the others, so all of that demonstrates the degree of trust in that transparency and degree of equal procedures if you will so there is mitigates lessons and tension on the borders of that's a good indication and positive one within the last year. >> and i am really hopeful in my visits to islamabad and other parts of pakistan. to me it is clear it's mutually beneficial the security of both countries. it's been expressed concern, but in regard to training security f

mr. wilson did in 1974 and run a minority government.e that he could make arrangements on each particular issue to enable him to get through. >> this is a very british way. it comes down to the queen and what she is asked to do. given the sensitivity about involving her in politics, how do you keep her out of it? >> the prime minister remains the prime minister until he resigns. if he does resign, it is his duty to recommend the queen who she should send for as his successor. she is not bound to accept that recommendation but he has a duty not to put a recommendation forward which is unlikely to reach a working success. >> what i am getting at, is the suggestion being made that nick clegg would not necessarily want to do any deal or ad hoc arrangement but he might consider such a thing if another person were to be leader of the party. >> it would be up to him. the queen would be bound to leave it to him to sort out what that position was. he is the prime minister and so long as he stays there, he continues to be the prime minister. he wo

mr. wilson: before the administration irresponsibly walks away from a $10 billion investment in a 23-yearartisan agreement, we need to provide america's taxpayers and decision makers with adequate information. to lessen our dependence on foreign oil, we mustry main committed to investing in developing technologies. nuclear energy is a clean, safe and cost effective energy source that has provided over half of the electricity generated in south carolina for over 30 years. but in order to keep it safe, we must have a permanent site for disposal. in conclusion, god bless our troops and we'll never forget september 11 and the global war on terrorism during memorial day activities. the speaker pro tempore: the gentlewoman from arizona. >> qui permission to address the house, revise and extend rep. the speaker pro tempore: without objection. >> mr. speaker, it seems at times that washington has forgotten that americans don't need million of dollars to create jobs. they can do plenty if the government just gives them a chance to succeed. in my district, we are set to create new opportunities in

mr. wilson.we were here with of the committee last week to talk about pakistan and there have been positive engagements and positive changes on both sides of the border within the last year and this includes a master of the down for border coordination centers, some bcc and cc and we've been able to work with the pact mill on their side of the border as well as national security forces for manning and equipping the stations. two of them are fully operational capable what this time and we are looking for the location and the manning of the others, so all of that demonstrates the degree of trust in that transparency and degree of equal procedures if you will so there is mitigates lessons and tension on the borders of that's a good indication and positive one within the last year. >> and i am really hopeful in my visits to islamabad and other parts of pakistan. to me it is clear it's mutually beneficial the security of both countries. it's been expressed concern, but in regard to training security f

mr. wilson. >> thank you, mr. chairman. and thank you, mr. secretary to spend some time with us today. it's been very informative i would like to follow-up on what my colleague, douglas, was talking about before because i think these are very important questions, and particularly the question of whether you and what you are proposing fr and reform is to solve the root problem because i think you would agree that we don't want to solve the wrong problem and one of the things we are in is figung out what the problem really was. now in the hearings we told so far it seems very clear it did not really matter whether you were a regulated bank or less regulated investment bank in terms of what happened to that institution in the financial crisis. would you agree with that? >> i wouldn't agree with that. i would say that in the -- let's think of it this way. you have a world where you have tonstitutions. classic banks that take deposits and make loans and u.s. banks that we call them banks for the minute but they are funded a very short, no deposit insurance. money can leave in an instant and

mr. sestak makes me think of one person who had it right all along from the beginning. and his name is joe wilson. he said that mr. obama is a liar, and you know what? the past 18 months have proven him to be true because of the fact that mr. obama feels that when he gets on the bully pulpit, what he says is the truth because he says, it but that's not necessarily the truth. unfortunately, he's doing a bad job for this country, and that's all i have to say. thank you. host: ok. let's go to scott, republicans line in big sandy, texas. hi, scott. caller: ok, we're supposed to believe that the white house has investigated itself and found itself not guilty. is that right? this man, this president is the least qualified individual to ever hold the office by a factor of 10. and these people that come on still supporting him i believe are the real racists. the only reason they are supporting him is because of the color of his skin. host: ok, let's go to our -- back to -- "the philadelphia inquirer," i wanted to take a look at this, talking about what "the washington post" was mentioning, the way that t

mr. sestak makes m think of one person who had it right all along from the beginning. and his name is joe wilson. he said that mr. obama is a liar, and you know what? the past 18 months have proven him to be true because of the fact that mr. obama feels that when he gets on the bul pulpit, what he says is the truth because he says, it but that's not necessarily the truth. unfortunately, he's doing a bad job for this country, and that's all i have to say. thank you. host: ok. let's go to scott, republicans line in big sandy, texas. hi, scott. caller: ok, we're supposed to believe that the white house has investigated itself and found itself not guilty. is that right? this man, this president is the least qualified individual to ever hold the officey a factor of 10. and these people that come on still supporting him i believe are the real racists. the only reason they are supporting him is because of the color of his skin. host: ok, let's go to our- back to -- "the philadelphia inquirer," i wanted to take a look at this, talking about what "the washington post" was mentioning, the way that the whi

mr. attorney general, that a young fire cadet, rachel wilson, died tragically in a training exercise two and a half years ago. they have filed for the appropriate federal benefit and the public safety officers benefit program. it took a long time to even get a hearing and to get the attorney -- the a.g.'s attention. now there was a hearing on january 20th, there was additional information, it's now been 90 days sincehe hearing. the family's had no contact. they're really frustrated. it's one thing to lose someone you love in a training accident where government failed her then and we cannot let government fail her now. i'm not commenting on the outcome of the decision, but i would like a well-paced decision-making process and contact with the family. could i have your assurances that you will look into that? >> you have my personal assurance that i wl look into that. the concerns that you have raised are ones that worry me as well. people who p their life on the line in order to protect the rest of us i think are owed a special obligation and the families, the survivors of those people a

we haven't seen anything like it in a generation, not since harold wilson led the labor department and mr. heath tried to hang on to the keys of downing street and mr. heath's private personal secretary wrote this confidential account of what happened then. he's in westminster now. lord armstrong, if gordon brown were not to get the largest number of constituency, could he remain as prime minister? he could explore whether there was any means by which he could make a coalition or an understanding or an arrangement with the liberal democrats. such as to give him, with the two of them, either an overall majority, or an understanding of -- which would give him the assurance he could carry on. >> how long would he to do that? >> as long as it takes. he -- it's up to him. he remains prime minister unless and until he resigns. >> where is the justice of that, if he hasn't got the largest number of seats? >> the justice would be, i suppose, that as he himself has been saying, there's an anti-conservative majority and he would be putting that at the head of affairs of the house of commons. >> now

mr. wilson? >> again, the scoring models that do look at dealing with payments which would potentially be a result of having lost a job show that those delinquencies or insect indicative of greater risk claim filing. sprick therefore i would be more on health care insurance? i'm sorry, therefore i would pay more on the home insurance? >> you could, yes. >> i would. >> not every carrier uses the credit scoring is -- >> thank you. >> mr. chairman, if i might to provide a further response to that of the extraordinary life circumstances language added to the national insurance legislator model specifically excludes the use of loss of employment for a period of three months or more as it results from the one to recriminations suggest that is a factor we are trying to work with consistent with your question. >> mr. jimenez could -- unanimous consent for ten more seconds. >> if medical expenses are not considered then there would be no reason to have an extraordinary life exception to read also the end