mr. yancey? >> sorry to limit to one recommendation. >> we would hope that we would continue -- have continued access to quality training, mentoring, and support for these entrepreneurs who have many great qualities, great knowledge, and need a bit of assistance in applying that on a small business environment. the support and have access through sba, score, business centers, and other programs are important to the success of that group. >> thank you. ms. montgomery? >> i would add code mr. yancey and say to continue to support of the small business administration so we can do this work. we have always been serving. our resource partners have always been serving this do moreon and to through your support would be most beneficial. >> thank you, mr. chairman. >> ms. bretos, what was the government office that you said did not answer the phone? >> that is the beauty. nobody knows about it. -- andalled the office the mandate, it was created under the mandate to identify capital and financial capital

mr. yancey. >> thank you. chairman nelson, senator collins, senator scott, dave is mr. yancey nine this kilo score thank you for the opportunity to offer testimony with the challenges of senior entrepreneurship and scores experience to serve this segment of the population probably to think senator lee untrue to sponsor in introduce said bill 2008 score for small business act of 2014 to strengthen the resources by approving the program the additional funds provided by the bill will allow us to continue to improve the services by volunteers do deficiency a you don't reach a and the underserved communities to include encore entrepreneurs or resource partner to celebrate our 50th year aaron today score has over 320 chapters more than in volunteers and also seniors. they get back to their communities to have significant economic impact in fiscal year 2013 they assisting clients 38,600 new businesses were started 67,000 new jobs growing revenues 40,000 enterprises gore is one of the most efficient and effective job creation in june's personally in the sba arsenal of resources.

mr. yancey. >> thank you. chairman nelson, senator collins, chairman landrieu, senator risch, senator scott, my name is kenneth yancey and i'm at ceo of score. thank you for the opportunity to offer testimony regarding the advantages and challenges of senior entrepreneurship and scores experience in serving this important and growing segment of our population. first i would like to thank senator landrieu and senator risch for sponsoring and introducing senate bill 2008. score for small business act of 2014, a reauthorization bill seeking to strengthen the resources for entrepreneurs by improving the score program. additional funds provided by this bill will allow us to continue to improve the services offered by our volunteers come improve our efficiency, improve our outreach in both rural and underserved communities to include senior and encore entrepreneurs. as you know, score's resource partner with the u.s. small business administration were celebrate our 50th year this year. today, score has over 320 chapt

mr. yancey. >> thank you for the question senator collins and thank you for referencing the knife maker in maine one of our terrific clients. you know bruce started his business with a small amount of capital. it was not tank funded. what we know about our clients scores less than 10% of our clients actually get an financing for their business. as a banker by training although it's been many years ago we did not lend into the start environment for reasons that made sense. it was too risky. of those encore on printers -- entrepreneurs are self funded through savings, not through retirement. we don't believe it's the right thing to do to reach into for a one case and their vehicles that will allow you to do that but as it defines senior now i am not going reach into that and i think that's the right prudent thing to do and we wouldn't encourage others. i think microloan opportunities for the seniors make a great deal of sense. i think express opportunities for some of the loans that the sba has offered in the past and still offers like express there is value in something along those lines. i