material referenced during the hearing, let me add my welcome today to our colleagues in west virginia mrs. capito and ray hall are permitted to participate in our hearing and i hear no objection. >> we have two distinguished panel of witnesses. i would like to begin with our first panel. secretary of labor for the mine safety and health administration, joe main. mr. main has been a mine safety advocate for over 40 years. he worked with the united mine workers of america from 1974 to 2002, including 22 years as the administrator of umwas occupational and health and safety department. he worked as a mine safety consult stapt welcome back mr. main. before i ask you for your testimony, let me remind you of our quaint but nevertheless lighting system that is green, yellow, red. pretty self-evident. we want to hear what you have to say. you're free to summarize as you wish. when we get into questions, i'll be asking my colleagues to stick to the five-minute rule so we can all engage in the questions. with that, sir, you're recognized it. >> thank you, chairman kline appreciate the opportunity to report

mrs. capito: to address the house for one minute.e gentlelady is recognized for one minute. mrs. capito: we are going to be debating the jobs act. it is a legislative package designed to restore our economy and help small businesses, startups and entrepreneurs. these measures create capital formation, will spur the growth of startups and small businesses and pave the way for more small-scale businesses to go public and present and create more jobs. as i said, this has broad bipartisan support. of the six bills only 32 members voted no on all six of these bills as they moved through the house or the committee. in his state of the union, the president asked us to send him a bill that helps small businesses and entrepreneurs and that's exactly what the the gentlewoman yields back act does. we're presented with an opportunity to act in a truly bipartisan fashion that will promote job growth across our nation. so we should join together, democrats and republicans, house and senate, to give the president the piece of legislation so he can

the chairman of the subcommittee on financial institutions, the gentlelady from west virginia, mrs. capito, who also worked very hard on this legislation. the speaker pro tempore: for how much time? how much time? mr. bachus: i'm sorry, one minute. the speaker pro tempore: the gentlelady from west virginia is recognized for one minute. mrs. capito: thank you, madam speaker. i want to thank the chairman and i really want to thank the whole financial services committee for working on this bill, the jobs bill, jump-start our business startups. our unemployment in this bill is over 8%. we have to find -- our unemployment in this country is over 8%. we need to have those great ideas to be able to grow from small businesses to large businesses. we want to make sure that our entrepreneurs are able to find the funding to be able to grow those seeds of a business that could then flourish and grow. i mean, when we talk about some of the things that started in this country as startups, most recently, we might look at something like a.o.l. or something like apple or even fedex when fred smith wrote th

mrs. capito: i ask unanimous consent to address the house for one minute. the speaker pro tempore: without objection. mrs. capito: for the past three years i have been saying many times that the e.p.a. is overstepping its bounds and rell lating where it cannot legislate and costing us american jobs. the u.s. district court for the district of columbia overruled the e.p.a.'s veto of the spruce mines clean water act permit. the decision stated, and this is a quote from the judge, that the e.p.a.'s veto was, quote-unquote, unprecedented and acted in a manner that was, quote, arbitrary, capricious and not in accordance with the law. could there be a clearer sign that we've been subjected to a overreach of the executive power? this decision is a win for west virginia but we have a long way to go because the administration's so-called energy policies have led to higher gas prices and higher heating prices. we are blessed to have abundant natural resources in this country. particularly in my state of west virginia. but this becomes irrelevant if the administration

let me add my welcome today to our colleagues in west virginia, mrs. capito and mr. rahall without objection we will be permitted to participate in the hearing today. and i hear no objection. we have two distinguished panels of witnesses today and i would like to begin by introducing the first panel, the panel one, assistant secretary of labor for mine safety and administration. mr. main as a nickel miner and advocate for over 40 years. he worked for the united workers of america and various positions from 1974 to 2002 including 22 years as the administrator of umw a occupational health and safety department. prior to the nomination worked as a consultant welcome back. before i recognize you to your testimony, let me remind you the cleaned but nevertheless important lighting system. we want to hear what you have to say and all of your testimony will be included in the record in your free to summarize as you wish to read when we get into the questions i will be asking my colleagues to stick to the five minute rule so we can have a chance to engage in the discussions a

mr. vanderhoof executive director of the smart card alliance. welcome. >> chairman capito and members of the committee on behalf of the smart card alliance and its members i think you for the opportunity to testify today put smart alliances a nonprofit organization that provides education and at collaborative open forum among the leaders in the industries including mobile payments. we applaud the committee's interest in making the mobile payments saved from a flexible and resilient with the appropriate legal, regulatory and security framework. mobile devices to be used to facilitate the payment process in many ways to define going to focus my remarks on the use of the payment application enables mobile phone that can be used to pay as an alternative to paying with plastic credit or debit card. the hearing was convened to examine issues essential to making payments ate and ensure appropriate legislative oversight is in place. the good news is the type of payments i'm here to talk about today is built on the already established legal and regulatory security frameworks in bot