so i do want to thank ms aherne and ms. harrison. that is all i have to say. thank you. commissioner lee: questions, commissioners? any public comment? commissioner walker: rebuttal? >> we do have three minutes, if the department or appellant needs it. i do not think ms. fong has anything else to say. there is no public comment. commissioner walker: this is unfortunate, one of those issues that should have been included in the description sheet. the bank should have been responsible for that. these issues are real that we deal with. i appreciate that you have carried forward but i think the assessment of cost is the amount of money that we put into it as a department. to me, it looks like the department acted rightly in this case. i think i will be supporting upholding the assessment of cost and upholding the department's recommendation on this case and ask that the bill be taken care of. i think you are then free to do what you want against the previous owner, because it is a civil matter and out of our hands. commissioner lee: commissioner hechanova? commissioner hecha