ms. biranne: absolutely. we have been very happy to work with you on this initiative. consumer protection is what insurance regulation is all about. and there is probably no more important area of consumer protection than ensuring that our seniors are not subject to aggressive marketing tactics and to other fraudulent practices. it is critically important that we have all of the resources available to ensure that we are on the ground with seniors directly to be able to prevent them from being caught up in fraud. sen. van hollen: thank you. i'm going to ask the chairman and ranking member to join us in getting that out. sen. brown: we were just speaking about that quietly. sen. van hollen: i appreciate that. thank you. let me ask you a couple of questions regarding capital standards in the context of climate risk. as you well know, an porton -- an important part of it is to ensure their ability to play their claims following catastrophic events. one of the concerns is that with increasing severity and frequency of extreme weather events that the risk-based capital model

ms. biranne: absolutely. we have been very happy to work with you on this initiative. consumer protection is what insurance regulation is all about. and there is probably no more important area of consumer protection than ensuring that our seniors are not subject to aggressive marketing tactics and to other fraudulent practices. it is critically important that we have all of the resources available to ensure that we are on the ground with seniors directly to be able to prevent them from being caught up in fraud. sen. van hollen: thank you. i'm going to ask the chairman and ranking member to join us in getting that out. sen. brown: we were just speaking about that quietly. sen. van hollen: i appreciate that. thank you. let me ask you a couple of questions regarding capital standards in the context of climate risk. as you well know, an porton -- an important part of it is to ensure their ability to play their claims following catastrophic events. one of the concerns is that with increasing severity and frequency of extreme weather events that the risk-based capital model