ms. labonte just walked through but this one in particular i wanted to call out to our deputy cfo as well as our debt manager. every day we're looking at the debt market and brond market, trying to figure out how to safe rearps money. we've been monitoring refinancing and fundings and we have an ability now with the continued -- easing by the federal reserve bank and others to be able to refund a lot of water water debt. in particular what is before you today is up to $250 million of refundings. this would save in and is projected to save about 43 million for the ratepayers. >> president torres: 43 million in savings to the ratepayers. make sure we articulate that. >> and help put that in perspective. it's almost half of what julie just talked about. so we are doing good things. so i want to just call out that our plan sale is in january. the first half will be for refunding, the second half for the new money for the projects you already approved over the last two and a half years. >> president torres: do we need a motion on this? >> you do need a motion on this, yes. >> so moved. all goo