ms. mcclean about your obligations of the campus-based it program. so college work-study and there is a third program. perkins loan. could you talk about each of those interned and whether or not the other two as well are ready for reform and in the case of college work-study not just the allocation but whether or not increases in college work-study might be a smart investment if our goal was to empower students in general who are already in college to achieve the baccalaureate and any observations you might have about whether or not there's anything pertinent to particular to persistence and degree attainment on the part of racial minorities. >> absolutely. something i didn't mention in my testimony of many of you may know programs are chopping block as we approach the reauthorization. i want to see we find them very of the eye will go through them and to visualize u.s.'s supplemental educational opportunity grant designed to supplement the pell grant program is what it does and that is a ground-based program administrator does have flexibility to l

ms. megan mcclean with the financial aid administrators. i second panelist is richard vedder with the college affordability and productivity. a third panelist is elizabeth baylor with the center for american progress. mr. good if not here yet so we will continue when he arrives and introduced him. i want to ask the panel is to raise your right hand and swear and affirm to the best of your knowledge and belief the information you provide is true and accurate. is that correct? you have the floor. >> an afternoon to the members of the commission. >> you need to press the button. >> try again. good afternoon thank you for inviting me to speak on behalf of the national association of financial aid administrators. nasa represents public and private universities and trade gold across the nation. collectively nafa members serve all student aid recipients. focusing on the title for financial aid programs a central tenet of their mission is to advocate for public policies and increase access and success in postsecondary education particularly the one