let's start with ms. minow. >> well, there is the limitation on facto law. it isn't much can do about what's already happened but i would certainly strongly urge congress to make sure anyone involved can never serve on public company or officer of a public company ever again. >> let's be specific about this when you say everybody involved who would you include in that? >> i would include the executives and the boards of directors of all of the main t.a.r.p. companies participating the program. >> city would apply the same punishment although the sec frequently applies to people engaged in illegal trading? >> yes, i would. >> what about you, mr. turner, your best ideas? >> i totally agree with you about the frustration and that there needs to be accountability. i think the sec in their announcement just in the last week about countrywide going after them is exactly what we are looking for. i think there have also been cases filed with respect to fraudulent reporting by companies such as citicorp and i think that doj and sec needs to work those through the cou