then ms. rosen. fannie and freddie, you know, have been bailed out by the taxpayer to the tune of $180 million to date. what potential exposure to taxpayers have to have to bailout fha? >> as i mentioned in my testimony early united states of -- earlier, there's steps the fha could take to prevent exposure, and if there's short term exposure, much of that has the ability to be repaid from revenue that could be earned overtime from these very strong books of business that fha has, so it is not, as secretary donovan said, nobody should be comfortable given the cushion. >> thank you. i'm going to have to yield here. i'm over my time. thank you. gentleman the texas. >> thank you. i thank the witnesses for appearing. not allowing your testimony to be misconstrued later in history, is it correct to say not one of you concluded that fha should be eliminated? if you are in agreement with me, kindly extend a hand into the air. i know it's not what you normally do at a hear, but we do this at court with someth