ms. sabina: that's a good question. you know, i think -- i think it's going to start where the people are. i think what we need to do is give folks the resources. it might not just be financial resources, it might be -- what i was talking about before, the tools, the information, the data, something to catalyze, something to start the conversation, bringing people around the table. that has power in itself. then when you get folks talking, they start feeding off of each other, you're connected here, you have business resources, you have that resource, and the power of partnership does come about. we tend to get hung up on financial resources and for good reason, i get it, absolutely, but i think there's power in every community. i think the hard part and what is our challenge is figuring out how to get everyone to be around the table. that's where i would start. mr. telfair: thank you. i think we have one more question. let's the hands have been going over here, but let's take the one from the very back, if we can. than