ms. schwartz, some additional questions for you to submit for the record because of the five minutes andman has been generous, we need to go into this a little deeper and i thank the gentleman. >> i thank the chairman and the full committee. we have a series of votes. let me inquire of the panel. i think this is an important hearing. it's my understanding that we're looking at probably a 45-minute recess. if your you're willing to come back, i don't want to encroach on your time, but i think this is an important hearing. it might only be one or two of us that might come back, but i think hearing from you at this point with the kind of questions that are being posed by chairman of the full committee, mr. conyers, is important. if it's a significant inconvenience individuals, obviouslyly, the chairman would not be in any way offended if you didn't return, but it would be great to hear from you because i think you all have so much to contribute. can i have a show of hands if there is a genuine willingness to return around quarter of 2:00? then that's what we'll do. >> mr. chairman. >> yes,