ms. mills, for being here. going back to ranking member velazquez was talking about, the spiking lending that you had at the end of the first quarter of fy11, and then as december 31, 2010 hit, the precipitous drop in thinking that i think the figure she used was half of your lending took place in the first three months for the entire fiscal year, and some of the information i've been given, sba used to come to the congress so that you get appropriation to cover, to weigh the up front bar with these on 70 program but you didn't do it this time. and i've been told that you have $500 billion of jobs act my that you might've been able to use to alleviate some of the. i'm just curious as our economy was going the way it was, why you chose not to ask for that appropriations at the point our wide you didn't use the 500 night in jobs act my? >> i assure you we have used everybody of jobs act money for fee reduction that would possibly add. >> is there a reason you didn't ask for a waiver or didn't ask us for an appropriation so you could wave the up front bar of the? >> and we did waive all the up front, although borr