but then, i'm just a farmer by trade, multigeneration debtor, working hard to service my debts every year. you have to think about that. you have to think about that. what this episode has done to your industry and ultimately to me and all of my fellow consumers out there. it's just very unfortunate. >> may i make a comment? >> please. >> thank you. and we take this very seriously, and i also come from a farm. i understand what it's like to be on a small farm or at least ours was small with a large family. i know right from wrong. i know we have a lot of wrongs to right here. but i also wanted to tell you that wells fargo is a great corporate citizen. we employ 268 authorization wonderful team members across the country. we have a culture based on ethics anding to what's right. not everyone does that. >> wells fargo's john stumpf. it has been a punishing session for stumpf has house members have pressed him on everything from the timing of the company's discovery to the timing of his own stock sales. of course it's been said that there's only one investor in wells whose opinion reall