part of the problem was we had the nahb home builder sentiment index that came out at 10:00.in right in line with expectations. i think the problem was with all the good news we've been hearing about home building recently and home sales, i think they were expecting a little bit better number. that's one that hasn't really done anything. by the way, financial stocks today. i know citigroup dominates everything, but pnc did better than expected, yet it's down today. that's because it's getting margin compression. that's the same problem wells fargo had. all the regional banks are down today on the issue pnc is seeing. all on the downside today. >> rick santelli, a rise in treasury yields. how much higher door you think they go here? >> well, this actually could be significant, bill. right now we're up about half a dozen basis points. we're up about seven basis points in 30s. as your first guest said, a lot of this has to do with spain. right now it's only a credit line, but maybe people are reading more into that. and, indeed, the way the stock market has kind of righted itsel