thanks to naka a lot of folks who thought they could not get any help or getting it. >> we are going to be bringing 497.49 --ent from 2377 no >> he just saved his home. a story that was pulled over and over again on friday in baltimore. >> it was kind of hard. i was sacrificing a lot of expenses that i have with my family. this rate to they pay me, it adjusts by expenses and everything. that is very good. >> the neighborhood assistance corp. of america is helping folks find a way to help people paid their mortgages. it was founded by bruce marks. his business is helping thousands of homeowners all over the country. >> it does not matter if they are current with their mortgage, delinquent, were in foreclosure, even people who lost their homes may be able to get mortgages rescinded. >> troubled homeowners go to an orientation and then meet with the council. they meet face-to-face with their lender to come up with a new payment. they make money from the banks for bringing the two parties together. >> it is not just you can meet face-to-face with its lender, that is a decision maker. we

nhk world's rina naka know takes us there. >> reporter: i'm here at bright christmas 2011. as you can see it's still pretty dark right now, but in a few moments, thousands of l.e.d. lights will give this area a nice holiday glow. the ceremony for this lighting on is going on in the building right next to me here in the marunochi building and of course, celebrity guests are in attendance. they and people out here are getting ready for the start of this year's christmas season. this event has been going on for the last nine years, and, of course, the centerpiece is the illumination itself, but the second centerpiece is that large christmas tree eight meters long you see in that building. many of the ornaments you see there were made by the survivors of this year's march 11th disaster. it looks like the countdown has just begun. three, two, one! there it is! marunochi bright christmas 2011 has just started. the workers spent several days carefully wrapping 950,000 l.e.d. rights around 220 trees along this road. this display extends for 1,100 meters. the organizers chose champa

we just had naka in baltimore, and they tell me some 16,000 people came out to try to get their mortgages modified. 16,000 in four days. so i just hope that when you go back to your drawing boards -- you know, i wish i could hang out in the board room and just whisper in your ears constantly, remind you who are the people who are suffering and who need some urgency and who do not feel like they are getting it. i know what you're saying. but when you have people like the man i talked to yesterday, who comes home and all this stuff is out on the corner and it is about christmas time for thanksgiving, and he does not know where he is going to go, listening to people who make $7 million in two years who are supposed to have something to do with his plight and helping him out of it. does not give him much relief. he cannot afford a house. he cannot even afford a turkey. i hope that you will keep that human element in mind. we look forward to -- we will be meeting with you again. not the committee, but our group of legislators, hopefully within the next two or three weeks. thank you very much.