national insurance. uts the government in a difficult position in terms of whether they should pay out to the 90,000 even though they don't have theirfull national 90,000 even though they don't have their full national insurance contributions over and above others who have. it seems that it isn't the employees's full. we would need to know more as to why they were contracted out, why they didn't know, and where any employer is at full. people raise children, like you at the moment, who said whether they don't get affected. there are lots of reasons why people might be missing out on this. it sounds like it could be terribly unfair. official figures are staggering about how many people could be missing out. let's move on to the times, a judge attacks inhumanity of ca re times, a judge attacks inhumanity of care homes that force apart frail pensioners. there was a lovely story in the news the other night about a couple who were terminal. she was dying of cancer, and the hospice put them in together. they bo

and no changes in your national insurance either.the conservatives pledge more money to fund mental health staffing in the nhs and say fewer people will be detained against their will. it is new money going into the nhs thatis it is new money going into the nhs that is going into mental health. it is new money going into the nhs that is going into mental healthm is not just that is going into mental healthm is notjust money, it is having the people to deliver these jobs, which is why we need the 10,000 extra professionals. the liberal democrats commit to keeping the "triple lock" on pensions but those on higher incomes would lose the winter fuel payment. the french are choosing between emmanuel macron and marine le pen to be their next president. finally freed — 82 of the nigerian schoolgirls kidnapped by islamist militants three years ago have now arrived in the capital abuja. also in the next hour... tom daley dives into married life. the british olympic diver marries american film director dustin lance black in dartmoor national p

no increase in national insurance, no increase in income tax...rvatives made that pledge at the last election. so far, theresa may has ruled out a rising vat but not committed to the previous manifesto pledge of not raising income tax or a national insurance contributions. today, the tories said there was a black hole in labour's proposals. they're going back to type, they are always going to raise taxes, they will start at £80,000, you will brink and they will bring it on again. it's the same old labour, raising taxes and hurting aspiration. the lib dem leader, tim farron, was on a fun run today. his party said labour's tax pledges were not worth the paper they were written on. there is no clear figure they were written on. there is no clearfigure for how they were written on. there is no clear figure for how much tax the top 5% of earners pay. but official figures show the top 1% contribute more than a quarter of all income tax paid in britain. you can't get that much more by putting a few pence on income tax for the highest earners. if you real

no hikes in vat and no rises in national insurance either.nservatives focus on mental health — promising to recruit another 10,000 staff in england if they're re—elected. good evening from paris, where the polls will close within the next hour, and the people of france will discover who their next president will be. tens of millions of voters have been visiting the polling stations today, after a deeply divisive campaign, with emmanuel macron and marine le pen offering radically different visions, of the future of this country. tonight's result will also have a direct impact on the future direction of the european union, in the years ahead, as the brexit process unfolds, so the relevance of the outcome, to france's neighbours, including the uk, is very clear. this report on polling day in france, is by our europe correspondent damian grammaticas. there is some flash photography coming up. cheer this morning for the man promising optimism for france. he's just 39 years old, nervous moment, hovering on the brink of the presidency. emmanuel macr

but no matching promise on national insurance or income tax, the other big revenue raisers.. labour has also promised not to raise vat and is making a lot of spending promises, which it says will be costed in their manifesto. we're the party that wants low taxes for low and medium earners. the conservative party are the party that wants low taxes for the higher earners. we look at things the other way round. so, yes, there will be changes but they will be very much at the top end. over the next couple of weeks we'll get the party manifestos, when rhetoric over tax and spending may crystallise into policy. but of all the uncertainties facing britain over the next few years, the biggest is brexit. and there seems to be a divide between theresa may and the rest of the eu over how the negotiations should happen. yesterday, eu leaders dismissed the idea of a quick trade deal and said there had to be progress on the terms of the divorce first, including the money britain owes. but theresa may has other ideas. yes, they do want to start discussions about money. i'm very clear that

i want to encourage my colleagues not to play politics with the national flood insurance program. it's central to the success of the american economy. let's try to work to avoid partisan battles and develop a program, a national flood insurance programs that makes sense for the policyholders and for the american taxpayer. now, i'm not naive, mr. president. i know that while different coalitions and special interests groups armed with their lobbyists descend on the hill, i hope we won't forget the people back home, in my home, in your home, mr. president, who will feel the repercussions of our legislative actions with respect to this important program. i'm very much looking forward, mr. president, to working with my colleagues on our committee, the majority committee, to make this a successful reauthorization of the national flood insurance program for the 5.5 million americans who rely on it. with that, mr. president, i yield the floor. a senator: mr. president. the presiding officer: the senator from arkansas. mr. cotton: i want to take this opportunity to highlight what i conside

and no changes in your national insurance either.the conservatives pledge more money to fund mental health staffing in the nhs and a change in the law so fewer people are detained against their will. it is new money going into the nhs that is going into mental health. it's not just money, it is having the people who deliver these jobs, which is why we need the 10,000 extra professionals. the liberal democrats commit to keeping the "triple lock" on pensions but those on higher incomes would lose the winter fuel payment. the french are choosing between emmanuel macron and marine le pen as voting takes place in the presidential election. 82 nigerian schoolgirls are due to meet the country's president after being freed by the islamist militant group, boko haram. also in the next hour... tom daley dives into married life. the british 0lympiam marries american film director dustin lance black in dartmoor national park in devon. and... click goes behind closed doors with the doctor as something goes bump in the night. that's in half an hour

many now predict national insurance contributions at least, will rise.ment. i think it‘s sensible to say that if you need to, you can make some adjustments. and then pensions — in 2015, the conservatives promised a triple lock that pensions would increase by either the rate of inflation, the rate of earnings growth, or 2.5%, which ever was highest. that is now a double lock. inflation or earnings will be used, which could mean lower pensions increases if both fall below 2.5%. the conservative leader, has given herself more wriggle room on the economy, she can borrow more, tax more, and has opened the door to lower increases in pensions. 0ne striking feature of the manifesto, very few costings. mrs may doesn‘t want her hands tied. kamal ahmed, bbc news. so — in her own words — mrs may has set out to be ‘upfront‘ with the voters. the launch took place in halifax — so our deputy political editorjohn pienaar went in search of voters — asking for their views — in a seat narrowly held by labour — at the last election. the tories‘ turn to deal. but what will th

the conservatives have promised not to raise vat but have so far made no matching pledge on national insurance want to raise taxes, they want to penalise business, they want to penalise wealth creation and i think they will end up wrecking the economy as they have done in the past. the total amount of income tax raised in 2016 is just over £169 billion. the top 5% of uk earners, labour's target group for tax rises, paid just over 47% of that, close to £80 billion. you cannot make a really big change to the amount of money that is available just by focusing on people over 80,000 a year, partly because they already pay an awful lot of tax and a lot more than they did a few years ago, but partly because if you really want significant amounts of money, you have to do something the politicians don't like doing, which is hit the majority of people, which is where vat and the national insurance and a lot of income tax is actually paid. you are pledging to increase tax on high earners have to pay for public services and borrow billions for infrastructure, but that has been labour's message sincejeremy

labour promises no increase in income tax, national insurance of the 8495% of workers if it wins the election. those earning above £80,000 will pay more to fund public services. nurses, and 11% cut in wages and having to go to food banks. that cannot be right. event to ask our highest earners to pay a little bit more. the conservatives promise more money to fund mental health staffing in the nhs, and say fewer people will be detained against their will. it is new money going into the nhs thatis it is new money going into the nhs that is going into mental health. it is having the people who deliver these jobs. that is why we have the £10,000 extra. the liberal democrats commit to keeping the "triple lock" on pensions but those on higher incomes would lose the winter fuel payment. the french are choosing between emmanuel macron and marine le pen to be their next president. finally freed, the 82 nigerian schoolgirls kidnapped by islamist militants three years ago have now arrived in the capital abuja. also in the next hour. more billionaires are based in the uk than ever before. brother

and i will be no hikes in vat and no changes in your national insurance, either. .the conservatives pledge more money to fund mental health staffing in the nhs, and a change in the law so fewer people are detained against their will. it is new money, it is notjust the money, it is having the people, which is why we're having extra 10,000. the liberal democrats say they'll keep the "triple lock" on pensions, but those on higher incomes would lose the winter fuel payment. just three hours remain for the people of france to choose between emmanuel macron and marine le pen in the presidential election. we're live in paris looking ahead to the result, which isn't just significant for the future of france, but also for the european union, as the brexit process unfolds. 82 nigerian schoolgirls are due to meet the country's president after being freed by the islamist militant group, boko haram. also in the next hour... tom daley dives into married life. the british 0lympian marries american film director dustin lance black in dartmoor national park in devon. and we follow u

not to commit to the promise that the tories had at the last election of not raising vat and national insurance which rather pinned them in, and going back to the budget u—turn, which was forced on the chancellor when he had to scrap the national insurance rise, so i suppose the question with this is, does it amount to anything public facing, ultimately, because of course if a party is riven by divisions or, as the party would say with labour, a chaotic lack of clarity as to what the party is standing for and so on, that becomes a problem. if it isjust behind—the—scenes fiction... a problem. if it isjust behind-the-scenes fiction... we are in the middle of a campaign about lots of other things? we are certainly not in blair — brown territory here. it is not unleashing the forces from next door quite yet but i think ten5ion5 the forces from next door quite yet but i think tensions between the prime minister and the chancellor are always interesting, are always important, but given the brexit negotiations were going to have to face them in next two years, one would suggest it is incredibly import

no increase in income tax, national insurance or vat — labour's pledge to 95% of workers, if it winshe election. nurses, 11% cut in wages in the past seven years. some of them having to go to food banks? our nurses? that cannot be right. so we are going to ask those higher earners just to pay a bit more. the conservatives promise more mental health staffing in the nhs — and say fewer people will be detained against their will. you going into the nhs, that's going into mental health. and it's not just about money, it's the people who deliver these jobs, which is why we need the 10,000 extra. the liberal democrats commit to keeping the "triple lock" on pensions — but those on higher incomes would lose the winter fuel payment. the french are choosing between emmanuel macron and marine le pen to be their next president. finally freed — the 82 nigerian schoolgirls kidnapped by islamist militants three years ago. also in the next hour... more billionaires are based in the uk than ever before. brothers sri and gopi hinduja top the annual sunday times rich list — only one person in the top t

now we‘ve had national insurance, and as this.and wobbly, not strong and stable? can you give us an idea of what the cap will be, 100,000 eyes like 200,000, half a million? don‘t the people of this country have a right to know what the cap will be? we have not changed the cap will be? we have not changed the principles of the policy that we set out in our manifesto. those policies remain exactly the same. there will be aspects of how this operates that we will consult on through the green paper. we were honest that we wouldn't have a green paperand honest that we wouldn't have a green paper and that we would be consulting people —— that we would have a green paper and we would be consulting people on how the system operates. what we have done which other parties singularly failed to do, is recognise the challenge we face, respect the needs and consent of the british people and provide long—term plan for sustainable social care which means elderly people in this country won't have to worry about how their social care will be paid f

out went the tax lock so there's no pledge on rates of income tax and national insurance and in camet that means that people will have to pay the cost of domiciliary home care. this is what one senior tory told me. theresa may's brand in focus groups is so resilient that it can withstand some radical moves that would have been suicidal two years ago. while you get your earpiece in, nick, one of the rationales for this election was brexit and making sure that she had a majority, in her view, to get through brexit. reading that manifesto what does it tell us about her plan for that? she has given herself an enormous amount of wriggle room on brexit. we see it on two fronts. on public finances, a senior tory told me, she is removing the landmines on tax that could be really difficult if we have a bumpy economic ride when those brexit negotiations are under way and a little noticed section in the manifesto indicated that the conservative party would be prepared to settle its financial bill when it leaves the eu. and one tory i spoke to said to me, the prime minister in the last year has

no increase in income tax, national insurance or vat — labour's pledge to 95% of workers who pay it,f it wins the election. the conservatives promise more mental health staffing in the nhs — and ensure fewer people are detained against their will. the liberal democrats commit to keeping the "triple lock" on pensions — but those on higher incomes would lose the winter fuel payment. the people of france are choosing between emmanuel macron and marine le pen to be their next president. finally freed — the 82 nigerian schoolgirls kidnapped by islamist militants three years ago. also in the next hour... more billionaires are based in the uk than ever before. brothers sri and gopi hinduja top the annual sunday times rich list — only one person in the top ten was born in britain. and our sunday morning edition of the papers is at 9.35 — this mornings reviewers are yasmin alibhai brown and david wooding from the sun on sunday. good morning and welcome to bbc news. parties campaigning in the general election have made a series of policy announcements this morning. labour have pledged not to r

in 2015, david cameron promised no increases in income tax, national insurance or vat. been replaced with a rather vaguer "firm intention to reduce taxes" — many now predict national insurance contributions, at least, will rise. and then, pensions. in 2015, the conservatives promised a "triple lock" — that pensions would increase by either the rate of inflation, the rate of earnings growth or 2.5% — whichever was highest. that is now a "double lock" — inflation or earnings will be used, which could mean lower pension increases if both fall below 2.5%. the conservative leader has given herself more wriggle room on the economy. she can borrow more, tax more and has opened the door to lower increases in pensions. 0ne striking feature of the manifesto, very few costings. mrs may does not want her hands tied. kamal ahmed, bbc news. and our political editor laura kuenssberg joins me now. are we seeing the emergence of something called mayism ? are we seeing the emergence of something called mayism? theresa may doesn't style herself as a full —— philosopher. i think what we ha

the party says it will not increase vat or employee national insurance rates.more to fund public services. the conservatives, who have also ruled out a rise in vat, say there is a £45 billion black hole in labour's tax proposals. labour denies that. meanwhile, the prime minister says that if her party is re—elected, the conservatives will replace current mental health legislation in england and wales, with a new law tackling discrimination and the unnecessary detention of vulnerable people. the party is also promising 10,000 more staff working in nhs mental health treatment by 2020. labour says the tories appear to be offering no extra funding to back the plans. polls in france have opened for the final decisive round of the country's presidential election. voters are choosing between marine le pen and frontrunner, emmanuel macron. it's being described as the most important election in france for decades. the outgoing president francois hollande says he will respond to the apparent hacking of mr macron's campaign team. french nationals who live in the uk will b

the different situation is our those people are now sucking care out of national health insurance? ce? they pay their insurer ends. but life expectancy was smaller years ago. we have to accept now that people can be repaired have to accept now that people can be re paired tyre have to accept now that people can be repaired tyre for 30 years. 30 years of constant care care, how much will it cost? corbyn's eating teeth for ira victims. jeremy corbyn refusing five times to unequivocally condemn the ira. one twitter user suggests that this is an old story that conveniently had dresses avoiding facts. this is the conservative slinging mud. i think the conservatives are perfectly right to point out that this man spent his time consorting with figures in ireland at a time when they were bombing and murdering figures. he is the one now trying to re ca st figures. he is the one now trying to recast this is his heroic contribution to the peace process. i reject that. he spent no time polling around with unionists and loyalist. he only took one side of the argument. he took the extreme side as

[laughter] we are ruling on national insurance and income-tax for all the highest earners with 5.7 million people taking minimum wage 10 pounds and hour. [applause] labor with the national health service in to reduce those waiting list. [cheers and applause] babel lift the debt club labor will move toward universal child care later guarantees that projects the pension income and we will build over 1 million new homes with special rent labor makes no apology for people at work including ending then zero contract and make no apology to higher a police officers and firefighters in then the smaller things like hospital car parking charges or four extra public college days every year. [applause] or to recognize and then to rise to the challenge with the investments that the conservatives have been holding back low wages and low growth to move forward with the ambitious plan to unlock the country potential of in those regional development banks that are all part of the united kingdom. [applause] to the funding of major capital projects. to a national education service on child care and schools t

do you think she will get away with raising national insurance? she has opened the door.budget earlier in the year is she directly broke a promise they put in their manifesto in 2015. they are not making that promise again. if she canjustify that today, then fine, and people cannot say you promised to the public, it was a few years ago. the elderly spared the pain of seeing their homes sold. it is very interesting to see how the papers are looking through different prisms when it comes to the various policies. we may get the liberal ma nifesto. policies. we may get the liberal manifesto. is it confirmed tomorrow? let's go to the financial times. mr trump and mrtrump let's go to the financial times. mr trump and mr trump and theresa may and philip hammond. theresa may raises doubts on philip hammond. i suspect a bit of betting is going on as to whether he will survive the first few weeks of theresa may administration she wins. if she gets administration she wins. if she gets a landslide, she will have a mandate to introduce all those measures and a mandate over her own con

the lady had been the turning on social ca re lady had been the turning on social care and national insurance understand, if she had turned up she would have been accused of making another u—turn, but people would have remembered that she had turned up. she put herself into a corner and jeremy corbyn called her bluff, which was the right thing to do, buti bluff, which was the right thing to do, but i felt like he could have capitalised on it more. even though there were no gaffes, it was a bit like pmqs, when he could have taken theresa may apart, and it was all there for him, but he didn't quite get the ball over the line. that is because he is, as rachel said. laughter amber rudd's father died over the weekend and she was put in to do the possiblejob and weekend and she was put in to do the possible job and she knew she was going to get hammered for theresa may not being there. she held her owi'i may not being there. she held her own and did not go down to the level of squabbling. i do not want to say she was strong and stable, but she was a little bit stable. i think she did really well in

vatre rolling out rises in and national insurance. and on income tax for all above 5% -- for all but 5% of the highest earners. labour will boost the wages of 5.7 million people earning less than a living wage to 10 pounds an hour by 2020. [applause] mr. corbyn: labor will end the cuts in the national health service and deliver safe starting levels and reduce waiting lists. [applause] mr. corbyn: labour well scrap tuition fees -- [cheers] [applause] mr. corbyn: and that will lift the death cloud from hundreds of -- list of the debt cloud from hundreds of thousands of people. labour will move towards universal childcare, expanding provisions for two-year-olds, three worlds, and four-year-olds. labour is guaranteeing the triple lock to protect pensioners' incomes. [applause] mr. corbyn: and we will build over one million new homes, at least half of them for social rent. [applause] mr. corbyn: labour makes no apology for offering new protections the people at work, including ending the scandal of zero hours contracts. [applause] mr. corb

in 2015, david cameron promised no increases in income tax, national insurance or vat.no increase in vat. the rest have been replaced with a rather vaguer "firm intention to reduce taxes" — many now predict national insurance contributions, at least, will rise. and then, pensions. in 2015, the conservatives promised a "triple lock" — that pensions would increase by either the rate of inflation, the rate of earnings growth or 2.5% — whichever was highest. that is now a "double lock" — inflation or earnings will be used, which could mean lower pension increases if both fall below 2.5%. the conservative leader has given herself more wriggle room on the economy. she can borrow more, tax more and has opened the door to lower increases in pensions. 0ne striking feature of the manifesto, very few costings. mrs may does not want her hands tied. kamal ahmed, bbc news. and we'll find out how this story and many others are covered in tomorrow's front pages at 10:40 this evening in the papers. 0ur guestsjoining are pippa crerar, political correspondent at the london evening standar

the major u—turn was over national insurance contributions, but all bets are off now, this is theresanifesto. the daily telegraph as a couple of stories, corbyn engulfed in ira furore, labour leader refuses to condemn the group. and it has links to a hard left magazine as well, where is this all from? the stuff about the magazine which celebrated the brighton bombing and advocated ira victory has been talked about before, but this was raised during corbyn's leadership. this is a man who repeatedly gave positive publicity to senior figures in sinn fein ira. he was not meeting loyalist terrorist connie was basically a cheerleader for republicanism,, and not just republicanism,, and not just republicanism but violent republicanism. he is trying to spin it as if he was involved in the peace process, which is disingenuous at best. people like mo mowlam argued with murderers without bodyguards. now that party is led by a man who evades answers when asked directly to criticise terrorism and terrorists. these were people who, when he was supporting them, they we re when he was supporting them

. >> we reached out to the national insurance crime bureau and told us consumers can question their insuranceompany but bottom line the policy is what they are bound to follow. in the end elizabeth's insurance company did extend her rental for another week and dealership where she purchased the car offered to give her a good deal on the next one. back to you. >>> in news 4 your health women with advanced breast cancer are living longer. a study today from the cancer institute found that the five-year survival rate among women under age 50 had doubled from 18% to 36% since 1992. the median survival time for this group grew from just under two years to almost 39 months. the survival rate for women diagnosed between ages 50 and 64 also grew. researchers believe this is due to improvements in treatment. we have posted a link to the full study in our nbc washington app. >>> heads up if you drive in d.c. you are already accustomed to sharing the road with cycli t cyclists. it is bike to work day and it is expected to have some record breaking numbers. organizers tell us more than 17,000 people use

labour promises no increase in income tax, national insurance of the 8495% of workers if it wins theto fund public services. nurses, and 11% cut in wages and having to go to food banks. that cannot be right. event to ask our highest earners to pay a little bit more. the conservatives promise more money to fund mental health staffing in the nhs, and say fewer people will be detained against their will. it is new money going into the nhs thatis it is new money going into the nhs that is going into mental health. it is having the people who deliver these jobs. that is why we have the £10,000 extra.

he accused the prime minister of backing down over policies on national insurance and social care. >>nly this march in the budget, you proposed to increase national insurance contributions for the self-employed. within a week, you backs down from that. do you accept that? >> yes, i accept that, and we very clearly said -- >> if i were sitting in brussels, looking at you as the person i had to negotiate with, i would think she is a blowhard who collapses at the first sign of gunfire. [applause] ooh, that was punchy. the head if u.k. investment at ubs is still with us. applauded for that statement. he's a very aggressive interviewer. that collapses at the first sign of gunfire." a warning shot for brexit negotiations. >> ultimately. once you have set your position and were on the scale, especially in the u.k. side, some consistency is going to be expected. in the context of this election, when we saw that initial reaction, it was in the hope of a strong majority. they are going to be able to assure greater consistency and that is what happened with the question. if i look at your notes,

and no changes in your national insurance either.he nhs and a change in the law so fewer people are detained against their will. it is new money going into the nhs that is going into mental health. it's not just money, it is having the people who deliver these jobs, which is why we need the 10,000 extra professionals. the liberal democrats commit to keeping the "triple lock" on pensions but those on higher incomes would lose the winter fuel payment.

the conservatives have promised not to raise vat but have so far made no matching pledge on national insuranceey will end up wrecking the economy as they have done in the past. the total amount of income tax raised in 2016 is just over £169 billion. the top 5% of uk earners, labour's target group for tax rises, paid just over 47% of that, close to £80 billion. you cannot make a really big change to the amount of money that is available just by focusing on people over 80,000 a year, partly because they already pay an awful lot of tax and a lot more than they did a few years ago, but partly because if you really want significant amounts of money, you have to do something the politicians don't like doing, which is hit the majority of people, which is where vat and the national insurance and a lot of income tax is actually paid. you are pledging to increase tax on high earners have to pay for public services and borrow billions for infrastructure, but that has been labour's message sincejeremy corbyn became leader. why do you think it can turn things around for labour in the last four weeks of thi

no increase in income tax, national insurance or vat, labour's pledge to 95% of workers, if it wins theices. the conservatives promise more money to fund mental health staffing in the nhs, and say fewer people will be detained against their will.

the snp were the first to spot and pick up on the national insurance increases in the budget.riod where we may have another tory government with a bigger majority, that will be even more important. in politics, who wins elections matters. in terms of who has the authority to stand up and speakfor has the authority to stand up and speak for those they represent. if the snp win this election a week on thursday, i take nothing for granted. if we win this election, then yet again the people scotland will have put their trust in the snp to stand up for scotland. and that is exactly what we will do. the final point which gives me great heart is that we have seen over her premiership so far, particularly in the last two weeks, theresa may we face is not so much the iron lady, but the queen of the u—turn. the more u—turns we can force her into, the better. you talk about addressing an independence referendum at the end of the brexit process. is the end of the brexit process. is the end of the brexit process still spring 2019? or in circumstances do you regard it as later than that? yo

and no changes in your national insurance either.le will be detained against their will. it is new money going into the nhs thatis it is new money going into the nhs that is going into mental health. it is new money going into the nhs that is going into mental healthm is not just that is going into mental healthm is notjust money, it is having the people to deliver these jobs, which is why we need the 10,000 extra professionals. the liberal democrats commit to keeping the "triple lock" on pensions but those on higher incomes would lose

the party says it will not increase vat or employee national insurance rates.who have also ruled out a rise in vat, say there is a $45 billion black hole in labour's tax proposals. meanwhile, the prime minister says that if her party is re—elected, the conservatives will replace current mental health legislation in england and wales, with a new law tackling discrimination and the unnecessary detention of vulnerable people. the party is also promising 10,000 more staff working in nhs mental health treatment by 2020. labour says the tories appear to be offering no extra funding to back the plans. the polls have now opened in france for the decisive round of the presidential election. french nationals who live in the uk are able to cast their votes at special polling stations which have been set up today. 0ur reporter, andy moore, is at one in west london, we are trying to speak with him, and we will talk to him now. something like 100,000, maybe as many as 150,000 people will vote and it seems that hundreds of them are here at this one polling station in london.

webb: is the assistant director for health policy and education for the national association of insurance commissioners. without further ado, we will turn it over to karen for an overview, and let's go. thank you, karen. i would" the remarks that this has to be the most timely alliance event i have ever dissipated in and probably the most aptly named. the individual health insurance market is indeed at a crossroads, and the signs are not yet clear where it is going next. my job is to remind you where this market has been in the change in direction it took to get where it is today and then tee up discussion with my colleagues about issues raising questions about where it could go into the future. this is a reminder. the individual market -- this is

either way you'll need your national insurance number.you're not working, it's on any correspondence from the department for work and pensions. at the last general election nearly half a million people left it until the last minute to register. the clock is ticking. tomorrow is deadline day. sophie long, bbc news, leeds. we'll have more from edinburgh on the bbc news channel and on bbc one in scotland at 7:30pm with live coverage of the scottish leaders' debate, and we'll be back at 10pm tonight with the latest on the day's campaigning. but for now it's back to clive. onto football now, and in the premier league manchester city and liverpool have secured the last two champions league places, at the expense of arsenal. while chelsea have been crowned premier league champions. today, they beat sunderland 5—1 at stamford bridge, and after more than 700 appearances it was the captainjohn terry's last game for the club. celtic have completed an entire league season unbeaten, the first time that's happened in scotland since the 1890s. today, th

questions, first, it's got to be incredibly hard to operate an agency that is the largest insurer in the nation. and to do so with a 99 percent loss ratio. the envy of any private sector insurance company. kudos to you. not without its problems and complexities, one of which we are exploring here today in terms of making sure we get out after fraud and abuse and as we said many times on the committee, anyone who abuses the system , a sacred trust on to get the ultimate penalty. i'm all for strengthening anything you can do to further crackdown on this. but we've heard in your testimony today, is a couple of things that strike me. number one, your, we have a 13 percent increase overall with the baby boomers coming through the system and yet, we've had a 10 percent overall cuts in your budget. when one has to ask, how are you able to manage with these increases and the complexity of the problems that you face including hacking. >> now, listen, i'm one of those people that would also concur that you don't always cut in service if they're replaced by technology that is current. it can overcome thos

no increase in income tax, national insurance or vat — labour's pledge to 95% of workers, if it wins? our nurses? that cannot be right. so we are going to ask those higher earners just to pay a bit more. the conservatives promise more mental health staffing in the nhs — and say fewer people will be detained against their will. you going into the nhs, that's going into mental health. and it's not just about money, it's the people who deliver these jobs, which is why we need the 10,000 extra. the liberal democrats commit to keeping the "triple lock" on pensions — but those on higher incomes

[laughter] we are ruling out rises in vat and national insurance and on income tax we are all but 5% of the highest earners. we will lose the wages of 5.7 million people earning less than the living wage to 10 pounds an hour by 2020. [applause] labor will. [inaudible] and deliver safe levels and reduced waiting lists. [applause] labor will scrap tuition fees. [applause] and that will lift the debt clouds for hundreds of thousands of young people. labor will move toward universal childcare, expanding provisions for 23 and four -year-olds in the next parliament. labor is guaranteeing the triple lock that protects incomes. and we will build over a million new homes, at least half of them for social rent. labor makes no apology for offering new protections including ending this candle of zero hours contracts. and we make no apology for finding new resources to hire new police officers and 3000 new firefighters. and we will do the smaller things that make a real difference like ending hospital car parking charges were introducing for extra public holidays every year. but we in the labour

either way, you will need your national insurance number.f you're not working, it's on any respondents from the department for work and pensions. at the last general election, nearly half a million people left it under the last minute to register. the clock is ticking. tomorrow's deadline day. 82 schoolgirls who were kidnapped in nigeria three years ago have been reunited with their families. the girls were released earlier this month as part of a deal between the nigerian government and boko haram islamist militants who had been holding them. the headlines on bbc news: president trump continues his visit to saudi arabia, where he will address gulf leaders on the need to address extremism. labour criticised the conservatives for their planned changes to social care. party bidders will stop campaigning foran hourto party bidders will stop campaigning for an hour to commemorate jo party bidders will stop campaigning for an hour to commemoratejo cox, who was murdered in her constituency last year. sport now, and a full round up from the bbc spo

we saw from the national insurance debacle before the election, if you have something specifically ruledegory of problem, then it is more difficult to enact. there are a few of those things, at least in the conservative ma nifesto. so in the labour manifesto, you have an incredible wish list of things you will spend money on which someone else is going to pay for — the rich, the companies, etc. in the tory manifesto, you have a melange of things that make you look realistic and tough. and also that allow you to suggest that what you are going to do is the thing that you learn from the brexit vote, which is you are going to take up the left—behinds and make sure... somebody pointed out today that the word "protect" runs through this manifesto. it gives you an idea of the way in which theresa may thinks of itself. she is the oliver cromwell, the lord protector of the british people. and there is actually something vaguely cromwellian about her. what about the return of the state, stryker? it is writ large notjust in the labour manifesto, you might expect it there, not least under the quite

national insurance, things like that. a lots of scope, seeking scope for potential change.orstep, the labour candidates. do not mentionjeremy corbyn, labour candidates told. really good story. tim shipman, of the sunday times, getting his hands ofa the sunday times, getting his hands of a recording of a conference call. each morning the party has a co nfe re nce each morning the party has a conference call, to discuss the day ahead. how the previous day has gone. they get feedback from the ground. steve howell, jeremy corbyn's deputy director of communications recorded in this tape being quizzed on what to say, because jeremy corbyn keeps coming up because jeremy corbyn keeps coming up on the doorstep. voters concerned aboutjeremy up on the doorstep. voters concerned about jeremy corbyn. he up on the doorstep. voters concerned aboutjeremy corbyn. he says don't talk about jeremy. total but leadership. talk about the manifesto. it shows there is that concern amongst labour voters, and labour hq. the core members of team corbin, acknowledging jeremy is a drag on the polling nu