it says you may find your premiums you lower due to a new kind of tax credit in the nationalplace, you may qualify for plans -- even though -- isn't available outside of marketplace, the health care law also guarantees that you can choose a new plan outside the marketplace, even if you have a preexisting condition. my point is these insurers either want to keep the people in their -- that work in their policy, or they want to tell them -- they tell them about what's available in the marketplace units if it's available. >> but they have to do that, because the grandfather part of the bill says, if you have a plan that continues on, but the law says they have to find different coverage -- >> better coverage. >> different coverage, whatever that is, for the 50-year-old woman who is writing to me, i'm not going to have any more children -- >> and i don't have a prostate, okay? >> that's fine. so for folks saying they're now going to pay more, because they're not the grandfathering option. that's a myth there, because if a plan changes its coverage, if a plan changes how much they're chargi