and ncrc is advancing community economic development for people across the country of being a major advocate around the community reinvestment act, c.r.a. host: you mentioned at the top of our show today. based on president biden's visit for the 100th anniversary of the tulsa race mass kerr, as part of his remarks at that event he announced a couple of initiatives aimed at black communities, aimed at this issue of racial wealth gap of this country. here's two minutes of president biden from yesterday. president biden: today, we're announcing two expand efforts target toward black wealth creation that will also help the entire community. the first is my administration has launched an aggressive effort to launch housing from redlining to the cruel fact that a home owned by a black family is too often appraised at lower value than a similar home owned by a white family. [applause] and i might add and i need help to answer this. and i can't figure this one out. but if you live in a black community and there's another one on the other side of the highway, it's a white community and built by the s

asian americans i would check out the asian american wealth divide snapshot which you can find on the ncrcte. i focus on blacks, latinos, and native americans because those of the ethnic groups with the usually the greatest economic disparity. asian americans have much closer homeownership rates to whites, i think in the high 60%. not quite what whites have that much closer. host: to baltimore city, maryland, this is leroy. caller: we were talking about homeownership. this is what i've noticed. the asian, the spanish, african, anybody that comes to this country, they are coming here with -- look, i've been living here my whole life. my credit score is good but a lot of us don't have good credit. but-- when these other people ce here, they give us a leg up. getting a leg up there whole life to help them get out. so, by then good -- getting a leg up, that is why they seem to prosper a little bit more. it's held against us, they pull the credit record and say this, this, this, this. the guy coming into the country with a clean slate, let's give him a leg up. host: dedrick asante-muhammed, you