next, a portion of that hearing with deputy treasury secretary neal wolin. >> mr. curry, it is clear from your testimo.p. morgan lacked t appropriate such a large loss. what shoot bank have done differently?jt.p. morgan lacked appropriate such a large loss. what shoot bank have done differently?.p. morgan lacked t appropriate such a large loss. what shoot bank have done differently? >> in essence we believe that the issue at jpmorgan chase is one of inadequate risk management within the office of the chief investment office. we have been focusing on potential gaps or deviations from accepted standards of risk management within that particular office in looking to see whether similar gaps exist in any other area of jpmorgan's risk management architecture. >> mr. curry, the occ has dozens and dozens of examiners at jpmorgan. first did your agency check the risk management and internal controls of all aspects of the bank, including the chief investment office before this event, or did you miss this, and second, while regulators are not in the position to review every

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