the problem that really kicked off this recession the housing crisis and the neighborhood assistance corporation of america is trying to help them or the government and where the banks have not thousands lined up today in washington d.c. and hopes of attaining better terms on their home loans are to correspondent christine friends out brings us a story. these are the faces behind the crisis were waiting and hoping and praying to but we can decide to help everybody really help to help and that's what we're looking for you know the desperate voices of those who have reached the end of the line or am i to am what time nine thirty nine thirty last night when did you sleep here yeah gondola nichrome naomi lawrence took several buses from florida eighteen hours then arrived at the washington d.c. convention center thursday morning waiting thirty hours to get in oh you've been our boy it's tat and we don't have no place to go and bathroom. but they waited anyway for a chance to restructure the mortgages on their homes all part of the save the dream tour you need to go put on by the neighborhood assistance corpora

some and chaz met today in washington at the huge anti-foreclosure clinic run by neighborhood assistance corporation of america. people came from across the country. some camped out and lined up at dawn. william had the job but his wife lost hers and they can't afford their $900 a month mortgage. >> as i man it makes you feel like less than a man. >> you want to make good on your commitments and 35i all of your bills. >> chaz is single and is, working part time since being laid off at best buy. his payments? $1100. the $50 billion obama program to help banks help borrowers has benefitted only 10% of homeowners. >> president obama is pleading, begging and bribing these lenders to do it. we say president obama, get off your knees and require them to do it. >> for william and chaz, it was a close call, not enough income. but in the end, both got their payments cut by $200. >> don't make me cry, man. please. i feel wonderful. >> $200 a month is substantial over a year. when you put that out over 30 years it's really substantial. >> two homeowners still in financial difficulty but able to stay in their homes. >> we

their homes all part of the save the dream tour good you need to go put on by the neighborhood assistance corporation of america or natca this is a look at foreclosure activity around the united states during the last year the height of it came in march of this year but never once did it fall below three hundred thousand homes in a month everybody here has tried to work with their lender and it's failed c.e.o. bruce marks calls himself a financial terrorist and with the help of many volunteers works with people to help them they get counseling and meet with lenders to come up with an affordable mortgage or to lower their interest rate or both not everyone qualifies but everyone is at least promised an answer the where in adjustable rate mortgage rates and that rates just keep going up in the system and believable natca targets people with nowhere else to turn more dish basically is out of reach some actually. choosing whether to keep or pay more ditch. there are also targets c.e.o.'s of big banks who they say caused this crisis five protesting outside their houses putting furniture. on their lawns they also pro