nela: that is a lie. you look great, tom. can take monotony -- it is like a rubber plantation in singapore. they control the price. are we going to have a mono psonistic america that is going to leave the rest of america flat on its back because they cannot utilize that technology? nela: there is one other voting number, that is the consumer. if you want to do business in this country you have to move to where the consumer has moved. the consumer has embraced digital economy. we want everything cheaper and faster. that is not going away did not go to sleep during the pandemic. it only accelerated. if the consumer is the person you are after, then businesses will adapt. tom: lisa, davos, one season years ago, not one, but two major ceos of banks said to me two days apart, we have completely underestimated the take in of technology by older bank customers. they both said that separately. the consumer wanted digital. lisa: how do you invest at a time where money is tight? with the outlook is coming down? that is one of the big i

joining me to discuss adp chief economist nela richardson.bviously different sometimes than spreadsheets but what i'm curious about as economists, being able to capture that part of society where a lot of folks are saying we're not in recession, we haven't been in recession but the public is saying, 75% of people are saying no, we're there already? >> you have to go where the consumer is. i am an economist and tend to go with what people do more than what people say. so what we're seeing the consumer do is, they're still spending -- charles: you can be hurting and still spending though, right? >> that's true. they're still spending. make forecasting what they will do eventually but if we stick with the here and now we see two things. people are spending. they're spending out of savings and they're relying more on debt and they're not feeling good about it. charles: that is a personal recession right there. if i can't keep up, i'm trying to keep up with my neighbors. i'm trying to keep up with the joins. so i have used up all of my excess savi

. >>> ante nela nos contÓ su dura travesÍa por 4 meses.cias a dios, muchas personas no llegan al sueÑo americano. >>> ante el aumento de cruce de personas. llegÓ la policÍa y los levantÓ. los trajo a un hotel y hay personas de buen corazÓn que traen pertenencias para que la pÁsenme jor. no tenemos como agradecer. muy . quÉ la hace llorar. lo que vimos en mÉxicodinero. >>> asÍ estÁ el centro de procesamiento de la patrulla fronteriza en el paso. la. la situaciÓn es espantosa y grave dijo el congresista fropts rizo toni gonzÁlez. el inmigrante estuvo ahÍ alvara inmigrante estuvo ahÍ. >>> habÍan 500 personas y habÍa. la war dau nacional envÍa 400 soldados a el paso para refor square la fron tr. la frontera. >>> edgard ¿quÉ va a pasar con estos migrantes que estÁn es la gran pregunta julio hay miles de personas la respuesta la sabemos van a intentar que va a continuar con el tÍtulo 42. van a continuar las expulsiones. y la ciudad del paso a anunciado que va a buscar la construcciÓn de un albergue. en conjunto con la cruz roja la presencia de m

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a reminder, nela richardson will be joining the summit on december 14th. look like in 2023 and why small businesses are still having a hard time finding workers as we just saw, while larger companies are slowing the pace of hiring the event is free. scan the code on your screen to register, andrew >> okay. i want to get down to the new york stock exchange. get some thoughts on all of these numbers from jim cramer. what do you think about -- i mean, we've been talking with liesman here the equity market and the bond market, it's like, you know, i would argue blinders there's been this sort of see no evil, hear no evil, any time it looks good or just off to the races, and it's like a head fake almost every time. and it's almost like they're just listening to mr. powell when they want to listen, and they don't want to listen when they don't like what he's saying >> i think you're absolutely right. that's a very good read on it. this is, like, any other time, let's say we were coming out of a recession or something, it would be like, wow, things are really sta