host: nela richardson? guest: johns concern is widespread.re is this tendency not to want to help people who got into homes they could never afford in the first place. both under president clinton and under president bush the pendulum in access song too far. so it makes sense that a homeowner -- to buy a home they need a down payment, they need to save, and they need to be able to afford them home. that's where things went awry, when we pushed the credit risk a little bit too far open and did not require people to have strong credit scores or down payment to get housecoat. host: dickey is next in florida, a democrat. -- vicky. hi.er: hoser: and duster the statement from your guests a fannie mae made a record profit this year. sometimes i think they are not data.all the real resistanistic i have 34 closed bank owned homes across the street from me that all fha. they have not moved since 2007. in all the county's people make the numbers look good to send out to the public that everything is going well, when in fact if everyone goes to each and

nela richardson thank you for joining us this morning. >> thank you for having me. >>> let's go backi kaye in boston for more on what's ahead. randi? >> victor, phone conversations between a man and wife usually nobody's business, but when the couple are at the center of a terror investigation, well, that is a whole nother story. we'll look at legal consequences being faced now by tamerlan tsarnaev's widow. >>> i'm andrew zimmer. we can make an impact on providing housing and special services for those most in need. getting ready for the first course. people are surprised whenever i look them in the eye and say i'm a recovering addict and alcoholic and i was some homeless for a year in new york. >> how many people have been recently working? >> we provide homeless and services for the underserved communities in new york. it's not enough to give a homeless person a home. you have to train them to get back into the job service system, you have to address their mental and physical health issues. we have 11 of the greatest chefs in the world here tonight doing abincredible dinner for a b