so fast forward a few years of fact-finding and traveling around europe, and nelson aldridge went with james stillman quite often, the head of national citibank, and he got back, and filed documents, and things weren't at an official level. jekyll island happened because it was time to make it official. and jpmorgan said you need to do this somewhat privately, only after nelson aldridge was hit bay trolley car on madison avenue. he was in new york, discussing things with bankers, his son lived in new york as well. he got hit on 60th street by the trolley car. so he was convalesced and had been planned to have a big meeting at his estate? rhode island. but now he is in new york, with the bankers, and morgan has this club membership at the jekyll island club, and sponsored -- which is something i found out when i went there myself -- sponsored this six-people, again, to work together at -- in secrecy, away from eyes, to bash out this idea of the fed. the sort of cloak and dagger stuff is a little bit exaggerated. it wasn't like you had paparazzi flying in, and at jekyll island it's gener