how about nesir in pennsylvania. nesir. >> caller: booyah, jim. >> how are you >> caller: i'm good. a big fan of your show have your book love it. >> thank you. >> caller: how do i do that given a core position. >> all right i think this is a great question a lot of people feel like they want to draw a line in the sand. they want to be in aposition where they got rid of it they bought it and put it away take into account human frailty. the most i ever like to buy at one point is half of my position i prefer to boo i a quarter. if the stock goes higher, what a terrible high quality problem. if it goes lower, you've got room to buy. i like to buy in stages. in all my books i talk about stage buying because i don't want to be overconfident don't you be overconfident do it in stages. brian in new york. how are you? >> caller: hey, jim. how are you? >> i'm fine. >> caller: i have a 401(k) from a previous employer and i'm deciding whether to put it in an annuity account managed by an insurance company or in a traditional ira. >> i want you to do it yourself. you've watched the show. the a