asking me about a radio ad that claims you can sign up for free money through a website called neverpayitbackhese tough times, who wouldn't want some free cash. but is it real, or too good to be true? the ad airing on radio nationwide claims you may be eligible for thousands of dollars. as the name of the website implies, you never pay it back. so how does it work? well, neverpayitback.com offers information on government and private grants and asks for just an initial $2 processing fee. not bad. but hold on. the fine print says if you don't cancel after 7 days, your credit card will be charged $39 a month. my advice, even after you join, you still have to apply for grants, and it's very tough to qualify for one. >>> and from the doesn't that stink file, where your money apparently goes if you join never pay it back. the better business bureau says the company appears to be located in the philippines. because of that, and the monthly fees, the bbb has just issued a rating of f to never pay it back. doesn't that stink? bottom line, government grant money is available, but applying for it and q