host: nevin adams is with the "2013 retirement confidence urvey -- nevin adams is with employee benefit research institute wehre you can read their findings on worker savings. my question is if this ryan budget goes through and the cut off at 55, anyone younger than that on a voucher type program -- if your family member is 50, how much money are they going to have to plan on savings to reach retirement in that system and have a decent retirement? a lot of people are having a hard time finding work. how much money are they going to have the plan to save to retire a decent retirement in the future? host: can you give us a snapshot of your personal situation? caller: my ex-principle used to tell me i do not need dissertation, i just need an answer. 65 to 91.rom i paid into social security. way throughd my college during the upper years andhat and became a teacher pay into my teacher retirement. , but suchi am retired security has been cut in half. i am down to $100 on medicare. i am glad i took that route. i did not tell how anybody can live also says to the benefit of the future -- how a