but they have a lot of choices of new policies and a law that now says they must be insured in a new polcy. they don't have to be insured by their company at a higher price. >> i appreciate that, madam secretary. going back to the individual marketplace, madam secretary, did this congress in previous years before the affordable care act make it illegal for health insurance companies to raise rates on someone half they submit add claim for going to the hospital or becoming sick or getting rid of pre-existing conditions? >> no, sir. >> madam secretary, once last note here. it seems we received some horrible news that there are bad actors already taking place of fraudulent websites to imitate the health care exchange or misleading seniors into disclosing their personal information. i signed on to a letter to you led by my colleague, representative raul luis, out of california, to request you prioritize fraud prevention efforts. what the administration does to prevent these fraudulent acts. >> i can tell you, congressman, the president felt very strongly that needed to be part of our outreach