as part of the newhan dock, john hancock add increased benefit options, new benefit periods, higher daily benefit amounts, and increased payment limits for informal care provided by family members. the long-term program provides coverage for nursing room stays, assisted living facilities, hospice stays, home care, and other services. in addition to federal civilian and uniformed service employers, other qualified family members who are eligible to apply for the coverage includes spouses, same-sex domestic partner, surviving spouses, members of the uniformed services, parents, and adult children. although enrollees can customize the benefit, the vast majority, over 99%, opt for one of four prepackaged options. the prepackaged plans offer variations in the daily benefit amount, the benefit period, the maximum lifetime benefit amount, waiting periods, and inflation protection options. the package includes comprehensive care coordination, portability of coverage, international benefits with no war seclusions, and guaranteed renewability. enrollees can change their coverage options as their ne