. >> nicholas stuart let's bring you in on this. you had some difficult times getting access to capital. you went tohe bks, it turned wn b10 diffeferent banks, and you had a $5 million contract on the table. he s said the banks were going to have to step up thonorhe contract. none of e 10 banks that you went to would give you u a loan d you had size down the contractct. >> it was very troublingng. the criteria that was u used was very backward-looking and therere was s very littlee consideration to the revenues, profits and margins and what w in front of us. the ctrac had counterparties that were federal government-related or d.c. government-related. that was completely left aside more so checking boxoxes methodology. >> as you all pointedut in the story, you had no lawsuits or in any major debt hanging over you. it looked like a good proposition. you u had this contract on the table. you got a small loaoan but at a higher rate. >> it was the size of t loan sutantlly smaller than what we really need to fulfill the contract so we had