he was a tenured professor at nicholls state university clejt of business teaching finance, economics and statistics. he previously served here at heritage in our center for data analysis and he holds a doctorate. please join me in welcoming norbert michelle. norbert? >> thank you, john. joining me here today, i'm going to a short version in the interest of time. joining me from the far left -- my far left is my colleague david birden, a senior fellow in quick policy here at heritage. and next to him is paul mersky, the group executive vice president of congress congressional relations and strategy at the icba, end community bankers association. and then aaron klein, last but not least, a fellow in economic studies and a director on the center on regulation and markets at the brookings institution. thank you all for coming today. we are, of course, talking about the senate bill that is moving probably this week. so it looks like we have really good timing. it's brilliantly planned, of course, not luck. and i'm going to just do a quick overview of some of the highlights, some of the ma

joined heritage in 2013, he was a tenured professor at nicholls state university college of business teaching finance, economics and statistics. he previously served at heritage as our tax policy analyst in our center for data analysis, and he holds a doctorate degree of financial economics from the university of new orleans. please join me in welcoming norbert michel. [applause] >> thank you, john. joining me here today i'm going to do a short version in the interest of time, a short version of our buyers. joining me from the far left, my far left, is my colleague david burton was a senior fellow and economic policy here at heritage. next to him is paul merski, the group executive vice president of congressional relations and strategy at the icba, independent community bankers association. and then aaron klein, last but not least, , who is a fellow in economics studies and the director of the center on regulation and markets at the brookings institution. thank you all for coming today. we are of course talking about the senate bill that is moving probably this week so let's like we