in general, the bank should be involved in solving the problem of passing nikolajka's payments. otherwise, i was correct here . we often discuss this problem of this problem should not be her. no. we just disgustingly work and separate ours. uh, private traders show how it should be work. the main thing is the requirement for the banking sector, an unambiguous interpretation, a fair rule, their full observance, and the regulator must also have effective levers of influence, including for punishing banks with a ruble in general . there should be all the necessary questions related to reducing the financial burden on the recipient's loan, including individuals, this is a reduction in penalties that are being paid today a loan to receive or and e, a list of cases is determined when an agreed decision is made jointly with individuals on lending, the powers of the national bank in relation to supervisory activities are strengthened. combating money laundering based on the results of the meeting of the approach, which is incorporated in the draft law, supports documents of a high degr