revolut was founded in 2015 by a guy called nikolay storonsky, who is an ex—lehman brothers trader andader who left to start a new kind of financial services company. amy lewin is the editor of sifted magazine. published by the financial times, it reports on europe's tech scene. so i think nikolay thought that banking could be done much better, and much cheaper, and much more digitally. when revolut started, it began with a payment card that you could use to spend in several different currencies. and it very quickly expanded into many different products, including current accounts, insurance and crypto trading. revolut may have started small, but its founder was always dreaming big. when i was seven years old, my dream was to become an astronaut. nikolay storonsky sees revolut as a rocket ship, ready to launch and take on the world of traditional banking. injuly this year, after a three—year—long wait, the uk banking regulator finally granted revolut a provisional banking licence. that means revolut is on its way to becoming a fully fledged bank. but until it gets that full licence, re