chairman, please give the floor to nina petrivna yuzhaniny thank you, please, i need it dear colleagues i would like to ask you to stop and go away , because what you are currently handing out is actually more popular to say that really organized criminal groups are really standing near the subway please replace the sellers who give out microloans with another available tool for people, don't you understand that there will be no way out for those who have nowhere to take 4,500 uah today even to return home, the end is coming for them, in fact, it is necessary to put things in order, and it is not true that financial companies are defeating this draft law, financial companies , all of us who provide the most loans agree to strengthen the assessment of creditworthiness and to improve other mechanisms, but in order to preserve microcredit and on and agree to a reduction in interest , they provide a calculation that reasonably allows them to provide loans at 2.5% now for the transition period and then at two so don't buy into such words because i i remember the years when there was no such