courtney clarkson and noel cummins. those are all the cards i have. if you have not filled out a card and would like to speak, the cards are at the front. >> good afternoon, i wear two hats one of the president of the san francisco small property owners and the merchants association. personal property owners, these are the ones most affected. even though it's taken over the reduced period of time. it's not going to take as much. they can't split that payment over a large amount of years and then not be up to pass it through the property owners point of view. on the other hand, a lot of merchants have a lot of money invested in their properties. unlike other tents where they don't have any investment in their properties, the businesses do. they can spend $300,000 to building out spaces. for them it's critical that something be done and this legislation would help them out. if we wait until something happens, they will loss what they have invested. it's a good thing for the small businesses. on the whole i think it's great legislation and i look forward