. >> i'm norman kirland with the center for economic and social justice. i -- one of the major points that were made this morning was that there need to be a challenge to the existing economic paradigm. and doctor volcker, you confirm that. there's a need for change but there's also a need for the big picture. now there is one big hole in the economic paradigm. it's reflected in our -- >> i'm going to ask you to frame it in a question. we just don't have time for statements. so make it a question. >> the question is why in the existing economic paradigms of all schools of economic thought do they only focus on labor and there is a potential additional way of achieving shared prosperity? that is changing the tax system, changing the federal reserve policies? changing -- adding back glass stiegel so there is more regulation, separation of powers within the financial industry so that capital credit is different than consumer credit. there's all these things fit in to a way in which you can expand capital ownership as we have done under the laws for employees.