talk to the people who worked at enron or nortel or any of the huge flameouts of the dotcom era.per some will turn out to be worthless or near there even ones you think are worth a lot. some, indeed, go go zero. at least that stop at zero. the only way to make sure you're not destroying your nest egg is to diversify the cartons you place them in. the toughest thing about diversification? it's a party spoiler when the cloud stocks rally or every biotech jumps up during a period of froth. no one wants to hear diversification is the only free lunch. they think it's costly. ask yourself would you be afraid to call in on wednesday's "am i diversified" because you know you would hear this? [ buzzer sounding ] and then be the but of many jokes at jim cramer on twitter? although i will spare you that indignity having eviscerated you ever so gently on the show. so let me give you the bottom line. i know you will hate me when the market is going straight up and you're stuck with defensive stocks i recommended. you will despite me when you don't have every dollar in a stock that goes on an