local police in his blood. bernadette gleason has worked in the incident response team for 12 years at citigroup. she was pivotal in development of the ecrime unit and implementation of the north america, europe, middle east and africa laboratories. this formula was used to implement their asia-pacific and latin america labs. she currently manages the north american lab and has successfully receive certification for computer hacking forensic investigator. dr. of robert zandoli joined aig in september of 2011 bringing more than 25 years of experience in global i.t. and executive leadership from i.t. security, risk and compliance. he has held senior positionings in global technology infrastructure, at major financial firms including metlife and bank of america. he has served as information security officer of metlife where he managed the information security programs for their global enterprise. he holds a doctorate from pace university and an mba from -- [inaudible] vincent tophoff is with professional accountants and business committee of the international federation of account taxes. he previously was a partner in a management accounting consulting firm in the netherlands, and he was