a couple hours later the train pulled in the northampton. he transferred to a little one car special hold about 18 to locomotive that took in the last leg of his journey of the branch railroad of the mill river valley. the train passed the villages of florence, leeds and haydenville. the last glow of gas lines that lined the streets and then at last, skinnerville came into view. they were some of lights on across the river as well as several windows softly in the house down by the road. the mill was but a large shadow in the distance, nearly indistinguishable from the general darkness. the school and general store were no more than ink spots because it was pitch black outside, owing to a new moon. even in the dark, skinner's own home, a three-story mansion set back from the rest with tall french windows stretching from front to back was quite identifiable with several of its many rooms lit up in preparation for his arrival. through the area came the sound of his bell tolling 9:00. at this moment trying to did know who would still be up when

the water took about an hour and a half to flow through and flood the town of northampton and in theinto the river. in the upper reaches of the valley where the land is steeper, that water, the 600 million gallons of water, went through the village and about 15 minutes each. it resulted in the worst a national disaster in american history at the time. over $1 million worth of property damage was sustained. almost 800 people were left homeless, and 139 people were killed. my book is about the only village that wasn't rebuild, skinnerville. and the man at the center of the village, william center. and what set scarce sort apart is the success he achieved after this disaster. skinnerville suffered the worst destruction of all. and was considered to be in obliterated from the face of the earth. there wasn't a brick left in skinnerville. his house very nearly the only one left standing, and he lost more financially than any other individual. in those 50 minutes he lost the equivalents of $35 million. he was ruined. but because he was willing to make choices that no one else was willing to

by the last light of the day but a couple of hours and a few stops later, the train pulled into northampton, where skinner made his way to the exit and down the steps to the platform. here be transferred to a little one car special all but a dinky locomotor that took in the last leg of his journey up the branch railroad of the mill river valley. the train passed the villages of florence, transport and haydenville. the last glow of gas lies that bind its streets, and then at last, skinnerville came into view. there was some light on across the river as well as several windows softly in the house is down by the road. the mill was but a large shadow in the distance, nearly indistinguishable from the general darkness. the school and general store to were no more than ink spots it was pitch black outside, owing to a new moon. even in the dark, skinner's album, ma a three-story mansion set back from the rest with tall french window stretching from front to back was quite identifiable. with several of its many rooms lit up in preparation for his arrival. through the air came the sound of the bell

we will have to move on to steve in northampton, pa., on the independent line. caller: i have been working since i was 18, and i am now 50. every year since then everything with the health insurance has been pretty good for me and my family. but what i do not understand is what the health-care mandates and insurance companies receiving, which is essentially a tax from each individual in the country, to offset other cost for insurance companies, and i know the insurance companies to a lot of experimentation and stuff like that for future cures, and they do spend the money in those areas, but what i am concerned about is our government has not shown the bill to the people in fall of what exactly the expenses are going into the future. up in canada i know for a fact that if i was in an accident some more or had a fishing accident, and i was from out of the country, they would treat me first. i know for a fact that through the government health care of their, their tax system is believe each family's budget dry. they have a waiting period sometimes where you could b