information or making financial transactions teeseven we dug up stats from the folks who put out norton anti virusnow where attacks, fishing attacks worldwide cost consumers $110 billion last year. actually july of 2011 to july july 2012. just here in the united states it is about $20 billion. do i have any protection? let's say someone breaks into my account and transfers money. and my 100% covered? what is the bottom line? >> most banks are protected against that, so if i am dealing with bank acts and seven breaks in and transfers money out, i am covered for that. the bigger issue, you're getting into the fishing attacks and some of these others, they are using social engineering in getting you to take action which is not trusted the you believe is trusted. those are hard to defend against , and sometimes reliability may change if you don't take normal precautions, ginger password to use strong encryption. at the bank is protected. the bigger concern is getting access in doing transactions looking like a trusted and cider will take longer to detect which means your chance of getting your money b