years ago when gop congressman launched an investigation into the apparent strong ties between the nrdc and the people republic of china and the ruling communist party of china. they showed this relationship had many criteria identified by u.s. intelligence agencies and law enforcement as putting an entity at risk of being influenced or coerced by foreign interests. the nrdc openly brags that we've been collaborating with a wide range of chinese and international partners to facilitate exchanges and learning and develop innovative policy tools. great. i'm sure those reeducation camps are models of low carbon living. but maybe. maybe. we're exaggerating. the importance of mrs. mccarthy's role. or not! "the new york times" is reporting in her new position mrs. mccarthy will be empowered to direct agency heads across the federal government to enact climate policies from emissions rules at the epa to financial rigs on companies. translation, your life is going to get more expensive. and then there's climate envoy john kerry who has a lot of practice selling us out to the ccp. the south chin

suggest our permit nonspouse beneficiaries to roll assets into the pc plant until the participants nrdc plan to roll roth ira assets into their employer-sponsored plans to we encourage congress to help clean up and -- known as the first day of the month rule. this requires participants if they want to change you have to make the change before the first day of the month in which then the change will go into effect. this provision was enacted as administrative convenience prior to the advent of modern technology. not only will eliminate and make life easier for plan participants but we believe also participants make better savings decisions. chairman portman and senator brown thank you again for this opportunity to some of our ideas about how to improve retiring system to other 40 q&a and continued to work together to support changes which can result in better outcome for so many hard-working people. thank you. >> mr. luskin, thank you very much a thanks to all the witnesses for their helpful testimony. we will now go to questions. because i will beer until the bitter and and enjoying eve