. >> yeah, nrf has its holiday forecast out, sara, approaching a trillion dollars in holiday spend.the consumer or the economy has been in a good place. the consumer economy will certainly continue to benefit from that strength. >> right. and even though that's less spending than last year, i do think it bodes well for the consumer, and it jibes with some of the other forecasts we've gotten from adobe, for instance, pcw has also done it. look, if you're wondering why, on the consumer, there's a few reasons and a few charts you can point to today. what i did today was just showed you why the consumer is feeling better. look at gas prices, for instance. gas prices, the average gas price in this country right now is, what, $3.20? a year ago, it was $3.60. it has cdo this is relief at the pump. we know that it feeds into consumer psychology, sentiment and just basic spending decision. there's one. how about rates? what we've seen, even though mortgage, yes, you guys talked about mortgage rates going back up to 6.5%, there's still been relief on that front and as the fed has lowered rate