-- >> jim nussle's here, too. >> what about me? that's what i want to know. >> i didn't know jim was there. i can't see you live. i'm just looking into a camera. >> thanks for your leadership on this. your thought piece you wrote was a great kickoff. my question is, it's kind of popular to attack big financial and the complicated instruments that are out there. are you worried at all about kind of a sarbanes oxley snap back effect by congress where they just -- you just go too far? as a result, make it more difficult in the financial sector to do the job that they need to do? >> yeah. jim, i think you can't demonize wall street and you can't demonize profits or our free enterprise system. you know, really, a lot of what's, proposed is almost like profits are bad. you know, i hope, and i think the federal reserve and most investors on main street hope our corporations are profitable and they then reinvest that. you know f they lose money, we all lose. >> is the goal transparency, is that -- i mean, that to me seems